Charter 67352 · Lowell, MA
Jeanne D'arc Credit Union
Jeanne D'arc Credit Union is a state-chartered credit union in Lowell, Massachusetts, with $2.19 billion in assets and 102,484 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.12%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as JDCU.
- Total assets
- $2.19 billion
- -2.9% in a year
- Members
- 102,484
- -1.4% in a year
- Net worth ratio
- 9.12%
- Peer median 10.79%
- Loans 60+ days late
- 0.30%
- Peer median 0.67%
- Loans outstanding
- $1.78 billion
- -0.9% in a year
- Shares and deposits
- $1.71 billion
- -4.6% in a year
- Branches
- 11
- 291 employees
- Opened
- 1911
- Massachusetts charter
How Jeanne D'arc Credit Union compares
NCUA groups credit unions by size; Jeanne D'arc Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 9.12% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.30%, is lower than the group median of 0.67%. Loans fell 0.9% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 5 of 121 credit unions headquartered in Massachusetts. See all Massachusetts credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $2.19 billion | 102,484 | $1.78 billion | 9.12% | 0.30% |
| Q1 2026 | $2.19 billion | 101,712 | $1.77 billion | 9.01% | 0.19% |
| Q4 2025 | $2.18 billion | 101,075 | $1.77 billion | 8.94% | 0.21% |
| Q3 2025 | $2.22 billion | 103,920 | $1.79 billion | 8.70% | 0.20% |
| Q2 2025 | $2.26 billion | 103,889 | $1.79 billion | 8.50% | 0.29% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 3.4 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 13 sites for Jeanne D'arc Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Lowell High School
50 Father Morissette Blvd, Lowell, MA 01852 - Dracut High School
1540 Lakeview Ave, Dracut, MA 01826 - Westford
196 Littleton Rd, Westford, MA 01886 - Nashua
102 Spit Brook Rd, Nashua, NH 03062 - Nashua High School South
36 Riverside St, Nashua, NH 03062 - ACRE Crossing
626 Merrimack St, Lowell, MA 01854 - Main Office (main office)
581 Merrimack St, Lowell, MA 01854 - Dracut - Bridge
1595 Bridge St, Dracut, MA 01826 - Dracut Lakeview
1345 Lakeview Ave, Dracut, MA 01826 - Tyngsboro
150 Westford Rd, Tyngsboro, MA 01879 - Chelmsford
245 Chelmsford St, Chelmsford, MA 01824 - Methuen
380 Merrimack St Ste 1A, Methuen, MA 01844 - Tremont
1 Tremont Pl, Lowell, MA 01854
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology