Charter 20041 · Mechanicsburg, PA
Americhoice Federal Credit Union
Americhoice Federal Credit Union is a federally chartered credit union in Mechanicsburg, Pennsylvania, with $240 million in assets and 15,815 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 12.39%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $240 million
- +4.4% in a year
- Members
- 15,815
- -0.1% in a year
- Net worth ratio
- 12.39%
- Peer median 11.65%
- Loans 60+ days late
- 1.72%
- Peer median 0.70%
- Loans outstanding
- $145 million
- -5.1% in a year
- Shares and deposits
- $210 million
- +3.0% in a year
- Branches
- 5
- 59 employees
- Opened
- 1970
- Federal charter
How Americhoice Federal Credit Union compares
NCUA groups credit unions by size; Americhoice Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 12.39% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 1.72%, is higher than the group median of 0.70%. Loans fell 5.1% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 44 of 269 credit unions headquartered in Pennsylvania. See all Pennsylvania credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $240 million | 15,815 | $145 million | 12.39% | 1.72% |
| Q1 2026 | $240 million | 15,813 | $146 million | 12.15% | 1.24% |
| Q4 2025 | $233 million | 15,781 | $149 million | 12.31% | 1.22% |
| Q3 2025 | $231 million | 15,773 | $150 million | 12.21% | 0.99% |
| Q2 2025 | $230 million | 15,825 | $153 million | 11.97% | 1.37% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 1.3 million potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 5 sites for Americhoice Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Bumble Bee Hollow Road (main office)
2175 Bumble Bee Hollow Rd, Mechanicsburg, PA 17055 - Sporting Green
20 Sporting Green Dr, Mechanicsburg, PA 17050 - Highland Park
433 S 18Th St, Camp Hill, PA 17011 - Leader Heights
1 Indian Rock Dam Rd, York, PA 17403 - East Pennsboro
715 Wertzville Rd, Enola, PA 17025
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology