Charter 22637 · Phila, PA
Ardent Federal Credit Union
Ardent Federal Credit Union is a federally chartered credit union in Phila, Pennsylvania, with $869 million in assets and 34,369 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.11%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as Ardent Credit Union.
- Total assets
- $869 million
- -1.9% in a year
- Members
- 34,369
- +0.1% in a year
- Net worth ratio
- 10.11%
- Peer median 10.79%
- Loans 60+ days late
- 0.53%
- Peer median 0.67%
- Loans outstanding
- $568 million
- -1.0% in a year
- Shares and deposits
- $746 million
- +5.0% in a year
- Branches
- 11
- 114 employees
- Opened
- 1977
- Federal charter
How Ardent Federal Credit Union compares
NCUA groups credit unions by size; Ardent Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 10.11% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.53%, is lower than the group median of 0.67%. Loans fell 1.0% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 19 of 269 credit unions headquartered in Pennsylvania. See all Pennsylvania credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $869 million | 34,369 | $568 million | 10.11% | 0.53% |
| Q1 2026 | $931 million | 34,159 | $566 million | 9.74% | 0.50% |
| Q4 2025 | $894 million | 34,703 | $561 million | 9.88% | 0.52% |
| Q3 2025 | $872 million | 34,213 | $566 million | 10.01% | 0.70% |
| Q2 2025 | $886 million | 34,339 | $573 million | 9.97% | 0.75% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 4.1 million potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 11 sites for Ardent Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Administrative Offices (main office)
1601 Cherry St, Phila, PA 19102 - VA
3900 Woodland Ave, Phila, PA 19104 - Upper Providence
1250 S Collegeville Rd, Collegeville, PA 19426 - On-Goings Ops
18450 Showalter Rd, Hagerstown, MD 21742 - Oaks
110 Black Rock Rd, Phoenixville, PA 19460 - Blue Bell
1301 Skippack Pike, Blue Bell, PA 19422 - Wayne
516 Lancaster Ave, Wayne, PA 19087 - Center City
1801 Market St, Philadelphia, PA 19103 - King of Prussia
110 Town Square Pl, King Of Prussia, PA 19406 - Havertown
160 W Eagle Rd, Havertown, PA 19083 - Spring Garden
1500 Spring Garden St, Philadelphia, PA 19130
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology