Charter 68187 · Vernon Hills, IL
Baxter Credit Union
Baxter Credit Union is a state-chartered credit union in Vernon Hills, Illinois, with $6.40 billion in assets and 372,377 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.25%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as bcu.
- Total assets
- $6.40 billion
- +3.6% in a year
- Members
- 372,377
- +2.8% in a year
- Net worth ratio
- 10.25%
- Peer median 10.79%
- Loans 60+ days late
- 0.86%
- Peer median 0.67%
- Loans outstanding
- $5.25 billion
- +5.7% in a year
- Shares and deposits
- $5.04 billion
- +4.2% in a year
- Branches
- 42
- 776 employees
- Opened
- 1980
- Illinois charter
How Baxter Credit Union compares
NCUA groups credit unions by size; Baxter Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 10.25% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.86%, is higher than the group median of 0.67%. Loans grew 5.7% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 3 of 188 credit unions headquartered in Illinois. See all Illinois credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $6.40 billion | 372,377 | $5.25 billion | 10.25% | 0.86% |
| Q1 2026 | $6.50 billion | 369,985 | $5.17 billion | 10.10% | 0.84% |
| Q4 2025 | $6.34 billion | 368,252 | $5.15 billion | 10.15% | 0.93% |
| Q3 2025 | $6.24 billion | 364,451 | $5.05 billion | 10.12% | 0.95% |
| Q2 2025 | $6.18 billion | 362,128 | $4.97 billion | 9.98% | 0.88% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 13 million potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 41 sites for Baxter Credit Union; the first 40 are below. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Maple Grove
2 Scimed Pl, Maple Grove, MN 55311 - North Cove
67 Pitts Station Rd, Marion, NC 28752 - Cleveland
911 N Davis Ave, Cleveland, MS 38732 - Dublin
7000 Cardinal Pl, Dublin, OH 43017 - Mountain Home
1900 Highway 201 N, Mountain Home, AR 72653 - Round Lake
25212 W Il Route 120, Round Lake, IL 60073 - Arden Hills
4201 Lexington Ave N, Saint Paul, MN 55126 - Juana Diaz
500 Road 584 Lot 7 Amuelas Industrial Park, Juana Diaz, PR 00795 - Guaynabo
40 Carr 165 Ste 207, Guaynabo, PR 00968 - Jayuya
250 Carr 144, Jayuya, PR 00664 - Vernon Hills (main office)
340 N Milwaukee Ave, Vernon Hills, IL 60061 - Aibonito
Road 721 Km 0.3, Aibonito, PR 00705 - San German
Road 122 Km 0.5 Avenida Fenwal, San German, PR 00683 - Bianca
Salon De Actividades Bianca Carretera #2 Km 143.0, Anasco, PR 00610 - Plaza South
1000 Nicollet Mall, Minneapolis, MN 55403 - North Campus
7000 Target Pkwy N, Brooklyn Park, MN 55445 - Spencer
780 Brookside Dr, Spencer, IN 47460 - Thousands Oaks
1700 Rancho Conejo Blvd, Newbury Park, CA 91320 - Gurnee
6411 Grand Ave, Gurnee, IL 60031 - Marlborough
100 Boston Scientific Way, Marlborough, MA 01752 - Arroyo
Las Guasimas Industrial Parkway #3 Km 131.2, Arroyo, PR 00714 - Covington
505 Takeda Pkwy, Social Circle, GA 30025 - Draper
12050 S Lone Peak Pkwy, Draper, UT 84020 - Northfield-Medline
3 Three Lakes Dr, Northfield, IL 60093 - Eden Praire/UHG
1 Optum Cir, Eden Prairie, MN 55344 - Lakeland
3535 W Pipkin Rd, Lakeland, FL 33811 - Macon
4400 Ocmulgee East Blvd, Macon, GA 31217 - Guayama - GSK
Carr 3 Km 142.1, Guayama, PR 00784 - Libertyville
929 N Milwaukee Ave, Libertyville, IL 60048 - Golden Valley
650 Douglas Dr N, Golden Valley, MN 55422 - Vernon Hills Branch
300 N Milwaukee Ave, Vernon Hills, IL 60061 - Santa Isabel
2805 Felicia Industrial Park, Santa Isabel, PR 00757 - Fredricksburg
1 Geico Blvd, Fredericksburg, VA 22412 - Lake Zurich
444 S Rand Rd Ste 100, Lake Zurich, IL 60047 - Arbor Lakes
10211 73Rd Ave N, Osseo, MN 55369 - Round Lake Beach
702 E Rollins Rd, Round Lake Beach, IL 60073 - Kenosha
7114 118Th Ave Stop 3, Kenosha, WI 53142 - Crystal Lake
415 S Main St, Crystal Lake, IL 60014 - Deerfield
1 Baxter Pkwy, Deerfield, IL 60015 - Glendale
4501 Colorado Blvd, Los Angeles, CA 90039
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology