Charter 66370 · Edwardsville, IL
Scott Credit Union
Scott Credit Union is a state-chartered credit union in Edwardsville, Illinois, with $1.85 billion in assets and 131,312 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.14%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $1.85 billion
- +2.7% in a year
- Members
- 131,312
- -4.0% in a year
- Net worth ratio
- 10.14%
- Peer median 10.79%
- Loans 60+ days late
- 0.54%
- Peer median 0.67%
- Loans outstanding
- $1.27 billion
- +14.2% in a year
- Shares and deposits
- $1.64 billion
- +1.7% in a year
- Branches
- 23
- 337 employees
- Opened
- 1943
- Illinois charter
How Scott Credit Union compares
NCUA groups credit unions by size; Scott Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 10.14% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.54%, is lower than the group median of 0.67%. Loans grew 14.2% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 9 of 188 credit unions headquartered in Illinois. See all Illinois credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $1.85 billion | 131,312 | $1.27 billion | 10.14% | 0.54% |
| Q1 2026 | $1.84 billion | 131,552 | $1.21 billion | 9.89% | 0.75% |
| Q4 2025 | $1.81 billion | 132,358 | $1.18 billion | 9.79% | 1.04% |
| Q3 2025 | $1.77 billion | 134,916 | $1.15 billion | 9.96% | 0.93% |
| Q2 2025 | $1.80 billion | 136,811 | $1.11 billion | 9.51% | 0.96% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 10 million potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 24 sites for Scott Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Collinsville Branch
1100 Belt Line Rd, Collinsville, IL 62234 - Scott AFB Branch
302 W Winters St, Scott Air Force Base, IL 62225 - Fairview Heights Branch
555 Lincoln Hwy, Fairview Heights, IL 62208 - OFallon Branch
712 E Highway 50, O Fallon, IL 62269 - Edwardsville Branch
1067 S State Route 157, Edwardsville, IL 62025 - Waterloo Branch
1019 N Illinois Route 3, Waterloo, IL 62298 - Highland Branch
12455 State Route 143, Highland, IL 62249 - Mascoutah Branch
1248 W Main St, Mascoutah, IL 62258 - West Belleville Branch
4807 W Main St, Belleville, IL 62226 - Troy Branch
501 Edwardsville Rd, Troy, IL 62294 - Wood River Branch
570 Wesley Dr, Wood River, IL 62095 - Home Office (main office)
101 Credit Union Way, Edwardsville, IL 62025 - Columbia Branch
1000 Eleven S Ste 1A, Columbia, IL 62236 - Ladue Branch
8866 Ladue Rd, Saint Louis, MO 63124 - Crestwood Branch
9792 Watson Rd, Saint Louis, MO 63126 - East Belleville Branch
2020 N Belt E, Belleville, IL 62221 - Ferguson Branch
10797 New Halls Ferry Rd, Saint Louis, MO 63136 - Ball Park Village Branch
6 Cardinal Way Ste 130, Saint Louis, MO 63102 - Affton Branch
9100 Gravois Rd, Affton, MO 63123 - Lebanon Branch
107 E Schuetz St, Lebanon, IL 62254 - Evergreen Park Admin Office
9122 S Kedzie Ave, Evergreen Park, IL 60805 - Evergreen Park Branch
9059 S Kedzie Ave, Evergreen Park, IL 60805 - Breese Branch
301 N 4Th St, Breese, IL 62230 - Trenton Branch
28 W Broadway, Trenton, IL 62293
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology