Charter 68588 · Lake Forest, IL
Consumers Credit Union (Lake Forest, IL)
Consumers Credit Union is a state-chartered credit union in Lake Forest, Illinois, with $4.64 billion in assets and 287,338 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 8.96%, above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $4.64 billion
- +7.9% in a year
- Members
- 287,338
- +6.2% in a year
- Net worth ratio
- 8.96%
- Peer median 10.79%
- Loans 60+ days late
- 0.86%
- Peer median 0.67%
- Loans outstanding
- $3.19 billion
- +8.1% in a year
- Shares and deposits
- $3.70 billion
- +7.1% in a year
- Branches
- 25
- 599 employees
- Opened
- 1930
- Illinois charter
How Consumers Credit Union compares
NCUA groups credit unions by size; Consumers Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 8.96% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.86%, is higher than the group median of 0.67%. Loans grew 8.1% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 5 of 188 credit unions headquartered in Illinois. See all Illinois credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $4.64 billion | 287,338 | $3.19 billion | 8.96% | 0.86% |
| Q1 2026 | $4.57 billion | 282,016 | $3.10 billion | 8.80% | 0.91% |
| Q4 2025 | $4.50 billion | 279,428 | $3.12 billion | 8.93% | 0.93% |
| Q3 2025 | $4.39 billion | 276,500 | $3.02 billion | 9.01% | 0.90% |
| Q2 2025 | $4.30 billion | 270,511 | $2.95 billion | 9.40% | 0.86% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 3.3 million potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 25 sites for Consumers Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Waukegan
2750 Washington St, Waukegan, IL 60085 - Mundelein
1210 S Lake St, Mundelein, IL 60060 - Round Lake Beach
2626 N Il Route 83, Round Lake Beach, IL 60073 - Gurnee
4946 Grand Ave, Gurnee, IL 60031 - N. Waukegan
3737 N Lewis Ave, Waukegan, IL 60087 - Volo
195 E Il Route 120, Volo, IL 60073 - Northbrook Branch
1334 Shermer Rd, Northbrook, IL 60062 - Arlington Heights
950 E Rand Rd, Arlington Heights, IL 60004 - Kildeer Service Center
20413 N Rand Rd, Kildeer, IL 60074 - Carol Stream
426 W Army Trail Rd, Carol Stream, IL 60188 - Deer Park
21440 W Lake Cook Rd, Deer Park, IL 60010 - Meacham
1310 N Meacham Rd, Schaumburg, IL 60173 - Streamwood
990 S Barrington Rd, Streamwood, IL 60107 - Lake Forest Admin Building (main office)
300 N Field Dr, Lake Forest, IL 60045 - Loves Park Branch
4225 N Perryville Rd, Loves Park, IL 61111 - Mt. Morris Branch
4 E Main St, Mount Morris, IL 61054 - Aurora Branch
320 E Indian Trl, Aurora, IL 60505 - Elgin Branch
111 S Hawthorne St, Elgin, IL 60123 - Elgin Community College
1700 Spartan Dr, Elgin, IL 60123 - Elgin Mental Health Center
750 S State St, Elgin, IL 60123 - Gail Borden-Elgin Public Library
270 N Grove Ave, Elgin, IL 60120 - Gail Borden - South Elgin-Aurora Public Library
121 S Mclean Blvd, South Elgin, IL 60177 - Geneva Branch
28 N 5Th St, Geneva, IL 60134 - Village Fresh Market-Carpentersville
350 Lake Marian Rd, Carpentersville, IL 60110 - Lake in the Hills
2450 W Algonquin Rd, Lake In The Hills, IL 60156
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology