Charter 68256 · Harrisburg, PA
Belco Community Credit Union
Belco Community Credit Union is a state-chartered credit union in Harrisburg, Pennsylvania, with $974 million in assets and 67,711 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.74%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $974 million
- +2.4% in a year
- Members
- 67,711
- -8.1% in a year
- Net worth ratio
- 10.74%
- Peer median 10.79%
- Loans 60+ days late
- 0.56%
- Peer median 0.67%
- Loans outstanding
- $606 million
- +2.1% in a year
- Shares and deposits
- $879 million
- -1.0% in a year
- Branches
- 12
- 216 employees
- Opened
- 1939
- Pennsylvania charter
How Belco Community Credit Union compares
NCUA groups credit unions by size; Belco Community Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 10.74% is about the same as that group's median of 10.79%, and its share of loans 60 or more days past due, 0.56%, is lower than the group median of 0.67%. Loans grew 2.1% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 17 of 269 credit unions headquartered in Pennsylvania. See all Pennsylvania credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $974 million | 67,711 | $606 million | 10.74% | 0.56% |
| Q1 2026 | $984 million | 68,378 | $598 million | 10.39% | 0.79% |
| Q4 2025 | $971 million | 68,811 | $600 million | 10.30% | 0.86% |
| Q3 2025 | $932 million | 73,538 | $600 million | 10.73% | 0.75% |
| Q2 2025 | $952 million | 73,641 | $594 million | 10.26% | 0.84% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 1.8 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 13 sites for Belco Community Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Paxton Street
4015 Paxton Street, Harrisburg, PA 17111 - Allentown Boulevard
5500 Allentown Blvd, Harrisburg, PA 17112 - South Duke Street
452 S Duke St, Lancaster, PA 17602 - Carlisle Pike - Mechanicsburg
5304 Carlisle Pike, Mechanicsburg, PA 17050 - Regency Square
201 Good Dr, Lancaster, PA 17603 - Gettysburg
1063 York Rd, Gettysburg, PA 17325 - Hanover
221 Wilson Ave, Hanover, PA 17331 - Oregon Pike
1758 Oregon Pike, Lancaster, PA 17601 - Operations Center (main office)
449 Eisenhower Blvd, Harrisburg, PA 17111 - Lebanon
2217 W Cumberland St, Lebanon, PA 17042 - Eastgate
5 Eastgate Dr, Carlisle, PA 17015 - Big Spring
5 Carlisle Rd, Newville, PA 17241 - Enola
4600 Mount Zion Drive, Enola, PA 17025
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology