Charter 9164 · Springhill, LA
Carter Federal Credit Union
Carter Federal Credit Union is a federally chartered credit union in Springhill, Louisiana, with $763 million in assets and 31,384 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 8.60%, above the 7% that NCUA's rules treat as well capitalized.
Also does business as Carter Credit Union.
- Total assets
- $763 million
- +1.4% in a year
- Members
- 31,384
- -10.2% in a year
- Net worth ratio
- 8.60%
- Peer median 10.79%
- Loans 60+ days late
- 3.66%
- Peer median 0.67%
- Loans outstanding
- $592 million
- +0.3% in a year
- Shares and deposits
- $588 million
- +1.9% in a year
- Branches
- 14
- 106 employees
- Opened
- 1954
- Federal charter
How Carter Federal Credit Union compares
NCUA groups credit unions by size; Carter Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 8.60% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 3.66%, is higher than the group median of 0.67%. Loans grew 0.3% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 8 of 136 credit unions headquartered in Louisiana. See all Louisiana credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $763 million | 31,384 | $592 million | 8.60% | 3.66% |
| Q1 2026 | $752 million | 34,100 | $554 million | 8.73% | 2.85% |
| Q4 2025 | $737 million | 31,529 | $557 million | 8.92% | 3.92% |
| Q3 2025 | $743 million | 34,797 | $579 million | 9.13% | 3.74% |
| Q2 2025 | $752 million | 34,939 | $590 million | 8.37% | 3.26% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 503,556 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 15 sites for Carter Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Mansfield Branch 02
7288 Highway 509, Mansfield, LA 71052 - Springhill Branch 03
100 W Church St, Springhill, LA 71075 - Magnolia Branch 04
45 Highway 79 Byp N, Magnolia, AR 71753 - Minden Branch 05
918 Homer Rd, Minden, LA 71055 - Shreveport Branch 07
6885 Bert Kouns Ind Loop, Shreveport, LA 71129 - Operations (main office)
133 S Main St, Springhill, LA 71075 - Old ASC
6889 Bert Kouns Ind Loop, Shreveport, LA 71129 - Bossier Branch
2901 Meadow Creek Dr, Bossier City, LA 71111 - Ellerbe Branch 17
8988 Ellerbe Rd, Shreveport, LA 71106 - Southern University Branch 23
4646 Hilry Huckaby Iii Ave, Shreveport, LA 71107 - New ASC
8988 Ellerbe Rd, Shreveport, LA 71106 - Coushatta Branch 22
5120 Cut-Off Rd, Coushatta, LA 71019 - Downtown Fort Worth
603 S Adams St Ste 10A, Fort Worth, TX 76104 - Jewella Branch 30
2230 Jewella Ave, Shreveport, LA 71109 - Simsboro Branch
2735 Martha St, Simsboro, LA 71275
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology