Charter 13 · Baton Rouge, LA
Efcu Financial Federal Credit Union
Efcu Financial Federal Credit Union is a federally chartered credit union in Baton Rouge, Louisiana, with $1.29 billion in assets and 73,669 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.72%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $1.29 billion
- +5.3% in a year
- Members
- 73,669
- +6.2% in a year
- Net worth ratio
- 9.72%
- Peer median 10.79%
- Loans 60+ days late
- 0.38%
- Peer median 0.67%
- Loans outstanding
- $1.15 billion
- +8.0% in a year
- Shares and deposits
- $1.13 billion
- +5.8% in a year
- Branches
- 8
- 158 employees
- Opened
- 1934
- Federal charter
How Efcu Financial Federal Credit Union compares
NCUA groups credit unions by size; Efcu Financial Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 9.72% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.38%, is lower than the group median of 0.67%. Loans grew 8.0% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 4 of 136 credit unions headquartered in Louisiana. See all Louisiana credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $1.29 billion | 73,669 | $1.15 billion | 9.72% | 0.38% |
| Q1 2026 | $1.28 billion | 72,182 | $1.12 billion | 9.64% | 0.33% |
| Q4 2025 | $1.24 billion | 70,858 | $1.09 billion | 9.72% | 0.33% |
| Q3 2025 | $1.22 billion | 70,187 | $1.08 billion | 9.74% | 0.32% |
| Q2 2025 | $1.23 billion | 69,387 | $1.07 billion | 9.42% | 0.31% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 3.0 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 9 sites for Efcu Financial Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Monterrey Branch
3663 Monterrey Dr, Baton Rouge, LA 70814 - Shenandoah Branch
15026 Market St, Baton Rouge, LA 70817 - Refinery Main Gate Branch
3861 Scenic Hwy, Baton Rouge, LA 70805 - Zachary Branch
1804 Church St, Zachary, LA 70791 - Burnside Branch
1508 S Burnside Ave, Gonzales, LA 70737 - Prairieville Branch
17235 Old Jefferson Hwy, Prairieville, LA 70769 - Denham Springs Branch
7822 Magnolia Beach Rd, Denham Springs, LA 70726 - Perkins Branch
9210 Perkins Rd, Baton Rouge, LA 70810 - Sherwood - Ops Center (main office)
3232 S Sherwood Forest Blvd, Baton Rouge, LA 70816
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology