Charter 1982 · West Monroe, LA
Centric Federal Credit Union
Centric Federal Credit Union is a federally chartered credit union in West Monroe, Louisiana, with $448 million in assets and 38,281 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 12.31%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $448 million
- +6.4% in a year
- Members
- 38,281
- +3.9% in a year
- Net worth ratio
- 12.31%
- Peer median 11.65%
- Loans 60+ days late
- 1.38%
- Peer median 0.70%
- Loans outstanding
- $350 million
- +9.4% in a year
- Shares and deposits
- $385 million
- +6.6% in a year
- Branches
- 9
- 127 employees
- Opened
- 1937
- Federal charter
How Centric Federal Credit Union compares
NCUA groups credit unions by size; Centric Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 12.31% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 1.38%, is higher than the group median of 0.70%. Loans grew 9.4% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 11 of 136 credit unions headquartered in Louisiana. See all Louisiana credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $448 million | 38,281 | $350 million | 12.31% | 1.38% |
| Q1 2026 | $454 million | 37,756 | $341 million | 11.97% | 1.18% |
| Q4 2025 | $420 million | 36,999 | $329 million | 12.78% | 1.47% |
| Q3 2025 | $417 million | 36,957 | $323 million | 12.56% | 1.34% |
| Q2 2025 | $420 million | 36,840 | $320 million | 12.34% | 1.92% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 640,198 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 9 sites for Centric Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Thomas Road Centric Center
1091 Thomas Rd, West Monroe, LA 71292 - Monroe Center
710 Highway 165 North, Monroe, LA 71201 - Arkansas Road Centric Center
2353 Arkansas Rd, West Monroe, LA 71291 - Ruston Centric Center
1514 Eagle Drive, Ruston, LA 71270 - Pecanland Center
1100 Pecanland Rd, Monroe, LA 71203 - Expo Circle Admin Center (main office)
213 Expo Cir, West Monroe, LA 71292 - Mid City Monroe
1801 Louisville Ave, Monroe, LA 71201 - Ruston Downtown
102 W Alabama Ave, Ruston, LA 71270 - Grambling
120 Legends Ave, Grambling, LA 71245
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology