Charter 4240 · Plains Township, PA
Choice One Community Federal Credit Union
Choice One Community Federal Credit Union is a federally chartered credit union in Plains Township, Pennsylvania, with $131 million in assets and 10,625 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.10%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as Choice One CU.
- Total assets
- $131 million
- +3.1% in a year
- Members
- 10,625
- -3.5% in a year
- Net worth ratio
- 10.10%
- Peer median 11.65%
- Loans 60+ days late
- 2.86%
- Peer median 0.70%
- Loans outstanding
- $75.5 million
- -6.1% in a year
- Shares and deposits
- $119 million
- +2.1% in a year
- Branches
- 6
- 32 employees
- Opened
- 1941
- Federal charter
How Choice One Community Federal Credit Union compares
NCUA groups credit unions by size; Choice One Community Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 10.10% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 2.86%, is higher than the group median of 0.70%. Loans fell 6.1% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 70 of 269 credit unions headquartered in Pennsylvania. See all Pennsylvania credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $131 million | 10,625 | $75.5 million | 10.10% | 2.86% |
| Q1 2026 | $131 million | 10,730 | $76.4 million | 9.93% | 2.54% |
| Q4 2025 | $127 million | 10,830 | $77.4 million | 10.24% | 1.89% |
| Q3 2025 | $125 million | 10,908 | $79.7 million | 10.20% | 1.69% |
| Q2 2025 | $127 million | 11,012 | $80.4 million | 9.85% | 1.25% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 152,500 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 6 sites for Choice One Community Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Wilkes Barre
101 Hazle St, Wilkes Barre, PA 18702 - Hazleton
983 N Sherman Ct, Hazleton, PA 18201 - Main (main office)
501 E Main St, Plains Township, PA 18702 - Plains
501 E Main St, Plains Township, PA 18702 - Kingston
754 Wyoming Ave, Kingston, PA 18704 - Old Forg
510 Bridge St, Old Forge, PA 18518
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology