Charter 67841 · South Boston, MA
City of Boston Credit Union
City of Boston Credit Union is a state-chartered credit union in South Boston, Massachusetts, with $544 million in assets and 31,261 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.07%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $544 million
- -1.4% in a year
- Members
- 31,261
- -2.7% in a year
- Net worth ratio
- 9.07%
- Peer median 10.79%
- Loans 60+ days late
- 1.95%
- Peer median 0.67%
- Loans outstanding
- $368 million
- -8.0% in a year
- Shares and deposits
- $467 million
- -2.3% in a year
- Branches
- 6
- 64 employees
- Opened
- 1915
- Massachusetts charter
How City of Boston Credit Union compares
NCUA groups credit unions by size; City of Boston Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 9.07% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 1.95%, is higher than the group median of 0.67%. Loans fell 8.0% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 26 of 121 credit unions headquartered in Massachusetts. See all Massachusetts credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $544 million | 31,261 | $368 million | 9.07% | 1.95% |
| Q1 2026 | $546 million | 31,228 | $377 million | 8.96% | 1.53% |
| Q4 2025 | $559 million | 31,227 | $386 million | 8.64% | 2.59% |
| Q3 2025 | $562 million | 32,060 | $389 million | 8.63% | 1.84% |
| Q2 2025 | $552 million | 32,133 | $400 million | 8.65% | 1.45% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 3.1 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 7 sites for City of Boston Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Headquarters (main office)
455 W Broadway, South Boston, MA 02127 - CITY HALL
City Hall, Boston, MA 02201 - DORCHESTER
1010 William T Morrissey Blvd, Dorchester, MA 02122 - WEST ROXBURY
77 Spring St, West Roxbury, MA 02132 - CANTON
305 Turnpike St, Canton, MA 02021 - SOUTH BOSTON
130 W Broadway, South Boston, MA 02127 - NORTHEASTERN UNIVERSITY
2 Westland Ave, Boston, MA 02115
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology