Charter 8725 · Grand Junction, CO
Coloramo Federal Credit Union
Coloramo Federal Credit Union is a federally chartered credit union in Grand Junction, Colorado, with $196 million in assets and 12,818 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.13%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $196 million
- +6.3% in a year
- Members
- 12,818
- +1.3% in a year
- Net worth ratio
- 9.13%
- Peer median 11.65%
- Loans 60+ days late
- 0.64%
- Peer median 0.70%
- Loans outstanding
- $133 million
- -2.4% in a year
- Shares and deposits
- $172 million
- +4.6% in a year
- Branches
- 3
- 43 employees
- Opened
- 1953
- Federal charter
How Coloramo Federal Credit Union compares
NCUA groups credit unions by size; Coloramo Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 9.13% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.64%, is lower than the group median of 0.70%. Loans fell 2.4% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 22 of 62 credit unions headquartered in Colorado. See all Colorado credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $196 million | 12,818 | $133 million | 9.13% | 0.64% |
| Q1 2026 | $195 million | 12,770 | $136 million | 9.03% | 0.97% |
| Q4 2025 | $192 million | 12,755 | $137 million | 9.20% | 0.91% |
| Q3 2025 | $189 million | 12,738 | $138 million | 9.21% | 0.83% |
| Q2 2025 | $185 million | 12,649 | $136 million | 9.22% | 2.02% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 150,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 3 sites for Coloramo Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Coloramo FCU 28 Road Branch
516 28 Rd, Grand Junction, CO 81501 - Fruita
333 W Aspen Ave, Fruita, CO 81521 - Coloramo FCU 24 Road Branch (main office)
2392 Langridge Dr, Grand Junction, CO 81505
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology