Charter 19228 · Wilkes Barre, PA
Cross Valley Federal Credit Union
Cross Valley Federal Credit Union is a federally chartered credit union in Wilkes Barre, Pennsylvania, with $300 million in assets and 17,305 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 8.23%, above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $300 million
- +13.3% in a year
- Members
- 17,305
- +1.1% in a year
- Net worth ratio
- 8.23%
- Peer median 11.65%
- Loans 60+ days late
- 0.69%
- Peer median 0.70%
- Loans outstanding
- $133 million
- +17.6% in a year
- Shares and deposits
- $277 million
- +13.5% in a year
- Branches
- 6
- 68 employees
- Opened
- 1969
- Federal charter
How Cross Valley Federal Credit Union compares
NCUA groups credit unions by size; Cross Valley Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 8.23% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.69%, is about the same as the group median of 0.70%. Loans grew 17.6% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 33 of 269 credit unions headquartered in Pennsylvania. See all Pennsylvania credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $300 million | 17,305 | $133 million | 8.23% | 0.69% |
| Q1 2026 | $294 million | 17,094 | $118 million | 8.20% | 0.62% |
| Q4 2025 | $282 million | 17,103 | $119 million | 8.25% | 0.72% |
| Q3 2025 | $271 million | 17,116 | $119 million | 8.44% | 0.63% |
| Q2 2025 | $265 million | 17,122 | $113 million | 8.33% | 0.52% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 372,235 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 6 sites for Cross Valley Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main Office (main office)
640 Baltimore Dr, Wilkes Barre, PA 18702 - Forty Fort
1181 Wyoming Ave, Forty Fort, PA 18704 - Spring Street
40 Spring St, Wilkes Barre, PA 18702 - Mountaintop
113 S Main St, Mountain Top, PA 18707 - Mocanaqua Branch
8075 Main St, Mocanaqua, PA 18655 - Shavertown
1926 Memorial Hwy, Shavertown, PA 18708
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology