Charter 10223 · Lancaster, PA
Everence Federal Credit Union
Everence Federal Credit Union is a federally chartered credit union in Lancaster, Pennsylvania, with $450 million in assets and 24,679 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 8.69%, above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $450 million
- +2.4% in a year
- Members
- 24,679
- +1.4% in a year
- Net worth ratio
- 8.69%
- Peer median 11.65%
- Loans 60+ days late
- 0.54%
- Peer median 0.70%
- Loans outstanding
- $361 million
- +7.3% in a year
- Shares and deposits
- $413 million
- +7.4% in a year
- Branches
- 12
- 90 employees
- Opened
- 1955
- Federal charter
How Everence Federal Credit Union compares
NCUA groups credit unions by size; Everence Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 8.69% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.54%, is lower than the group median of 0.70%. Loans grew 7.3% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 27 of 269 credit unions headquartered in Pennsylvania. See all Pennsylvania credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $450 million | 24,679 | $361 million | 8.69% | 0.54% |
| Q1 2026 | $450 million | 24,692 | $351 million | 8.39% | 0.47% |
| Q4 2025 | $455 million | 24,584 | $345 million | 8.23% | 0.70% |
| Q3 2025 | $445 million | 24,738 | $340 million | 8.10% | 0.91% |
| Q2 2025 | $439 million | 24,335 | $336 million | 7.98% | 0.69% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 750,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 12 sites for Everence Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Administrative Center (main office)
2160 Lincoln Hwy E Ste 20, Lancaster, PA 17602 - Sarasota
3407 Bahia Vista St, Sarasota, FL 34239 - Ephrata
1021 Sharp Ave, Ephrata, PA 17522 - Belleville
4417 E Main St, Belleville, PA 17004 - Mount Joy
962 E Main St, Mount Joy, PA 17552 - Goshen
1110 N Main St, Goshen, IN 46528 - Goshen - College Ave
1301 College Ave, Goshen, IN 46526 - Kidron
4136 Kidron Rd, Dalton, OH 44618 - Harrisonburg
841 Mount Clinton Pike Ste B, Harrisonburg, VA 22802 - Lincoln Hwy
2160 Lincoln Hwy E Ste 15, Lancaster, PA 17602 - Philadelphia
861 E Allegheny Ave, Philadelphia, PA 19134 - Lititz Landis Homes
1001 E Oregon Rd, Lititz, PA 17543
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology