Charter 24490 · York, PA
First Capital Federal Credit Union
First Capital Federal Credit Union is a federally chartered credit union in York, Pennsylvania, with $368 million in assets and 21,325 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.95%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $368 million
- +5.5% in a year
- Members
- 21,325
- +0.9% in a year
- Net worth ratio
- 11.95%
- Peer median 11.65%
- Loans 60+ days late
- 0.20%
- Peer median 0.70%
- Loans outstanding
- $215 million
- +9.8% in a year
- Shares and deposits
- $322 million
- +4.6% in a year
- Branches
- 6
- 79 employees
- Opened
- 1954
- Federal charter
How First Capital Federal Credit Union compares
NCUA groups credit unions by size; First Capital Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 11.95% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.20%, is lower than the group median of 0.70%. Loans grew 9.8% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 30 of 269 credit unions headquartered in Pennsylvania. See all Pennsylvania credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $368 million | 21,325 | $215 million | 11.95% | 0.20% |
| Q1 2026 | $371 million | 21,316 | $199 million | 11.81% | 0.18% |
| Q4 2025 | $369 million | 21,289 | $197 million | 11.77% | 0.23% |
| Q3 2025 | $357 million | 21,273 | $195 million | 11.80% | 0.28% |
| Q2 2025 | $349 million | 21,136 | $196 million | 11.76% | 0.18% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 130,153 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 6 sites for First Capital Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main Office (main office)
1601 Kenneth Rd, York, PA 17408 - South York
2602 Course Rd, York, PA 17402 - East York-Eastern Blvd
2801 Eastern Blvd, York, PA 17402 - Eagles Nest
4500 Intermediate Ave, Dover, PA 17315 - Manchester Branch
4157 N George Street Ext, Manchester, PA 17345 - Bulldog Branch
1800 Bannister St, York, PA 17404
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology