Charter 67214 · Beloit, WI
First Community CU of Beloit Credit Union
First Community CU of Beloit Credit Union is a state-chartered credit union in Beloit, Wisconsin, with $410 million in assets and 34,428 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.69%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $410 million
- +5.5% in a year
- Members
- 34,428
- +12.3% in a year
- Net worth ratio
- 10.69%
- Peer median 11.65%
- Loans 60+ days late
- 0.77%
- Peer median 0.70%
- Loans outstanding
- $374 million
- +7.8% in a year
- Shares and deposits
- $348 million
- +5.4% in a year
- Branches
- 9
- 114 employees
- Opened
- 1933
- Wisconsin charter
How First Community CU of Beloit Credit Union compares
NCUA groups credit unions by size; First Community CU of Beloit Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 10.69% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.77%, is higher than the group median of 0.70%. Loans grew 7.8% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 24 of 98 credit unions headquartered in Wisconsin. See all Wisconsin credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $410 million | 34,428 | $374 million | 10.69% | 0.77% |
| Q1 2026 | $421 million | 33,845 | $364 million | 10.16% | 0.66% |
| Q4 2025 | $413 million | 32,222 | $360 million | 10.15% | 0.68% |
| Q3 2025 | $397 million | 31,373 | $356 million | 10.32% | 0.52% |
| Q2 2025 | $389 million | 30,645 | $347 million | 10.54% | 0.72% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 1.0 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 9 sites for First Community CU of Beloit Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main Office (main office)
1702 Park Ave, Beloit, WI 53511 - Rockford Branch
6079 E Riverside Blvd, Rockford, IL 61114 - Monroe Branch
140 W 7Th St, Monroe, WI 53566 - Janesville Branch
2701 N Pontiac Dr, Janesville, WI 53545 - Roscoe Branch
5390 Williams Dr, Roscoe, IL 61073 - Willowbrook Branch
1555 Willowbrook Rd, Beloit, WI 53511 - Rockford State
4615 E State St, Rockford, IL 61108 - Belvidere
782 Beloit Rd, Belvidere, IL 61008 - Freeport Branch
1550 W Galena Ave, Freeport, IL 61032
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology