Charter 67902 · Springfield, MA
Greater Springfield Credit Union
Greater Springfield Credit Union is a state-chartered credit union in Springfield, Massachusetts, with $230 million in assets and 10,961 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 19.74%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $230 million
- -2.4% in a year
- Members
- 10,961
- -1.9% in a year
- Net worth ratio
- 19.74%
- Peer median 11.65%
- Loans 60+ days late
- 0.45%
- Peer median 0.70%
- Loans outstanding
- $116 million
- +6.3% in a year
- Shares and deposits
- $188 million
- -4.4% in a year
- Branches
- 2
- 29 employees
- Opened
- 1927
- Massachusetts charter
How Greater Springfield Credit Union compares
NCUA groups credit unions by size; Greater Springfield Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 19.74% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.45%, is lower than the group median of 0.70%. Loans grew 6.3% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 42 of 121 credit unions headquartered in Massachusetts. See all Massachusetts credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $230 million | 10,961 | $116 million | 19.74% | 0.45% |
| Q1 2026 | $228 million | 10,953 | $112 million | 19.52% | 0.01% |
| Q4 2025 | $227 million | 10,961 | $111 million | 19.13% | 0.56% |
| Q3 2025 | $230 million | 11,077 | $110 million | 18.42% | 0.41% |
| Q2 2025 | $236 million | 11,171 | $109 million | 17.66% | 0.53% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 761,734 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 2 sites for Greater Springfield Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main Office (main office)
1030 Wilbraham Rd, Springfield, MA 01109 - Branch
157 Shaker Rd, East Longmeadow, MA 01028
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology