Charter 6722 · Grove City, PA
Grove City Area Federal Credit Union
Grove City Area Federal Credit Union is a federally chartered credit union in Grove City, Pennsylvania, with $153 million in assets and 9,677 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 15.26%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $153 million
- +9.9% in a year
- Members
- 9,677
- +2.0% in a year
- Net worth ratio
- 15.26%
- Peer median 11.65%
- Loans 60+ days late
- 1.33%
- Peer median 0.70%
- Loans outstanding
- $72.7 million
- +5.3% in a year
- Shares and deposits
- $129 million
- +9.2% in a year
- Branches
- 2
- 21 employees
- Opened
- 1950
- Federal charter
How Grove City Area Federal Credit Union compares
NCUA groups credit unions by size; Grove City Area Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 15.26% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 1.33%, is higher than the group median of 0.70%. Loans grew 5.3% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 59 of 269 credit unions headquartered in Pennsylvania. See all Pennsylvania credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $153 million | 9,677 | $72.7 million | 15.26% | 1.33% |
| Q1 2026 | $149 million | 9,618 | $69.8 million | 15.17% | 1.36% |
| Q4 2025 | $144 million | 9,574 | $71.9 million | 15.22% | 1.36% |
| Q3 2025 | $140 million | 9,537 | $71.9 million | 15.18% | 1.28% |
| Q2 2025 | $139 million | 9,490 | $69.0 million | 14.76% | 1.33% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 30,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 3 sites for Grove City Area Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- GROVE CITY AREA FCU
1 Credit Union Way, Grove City, PA 16127 - CompuSource Systems
110 John Muir Dr, Amherst, NY 14228 - GROVE CITY AREA FCU (main office)
1600 S Center Street Ext, Grove City, PA 16127
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology