Charter 65013 · Johnstown, PA
Healthcare First Credit Union
Healthcare First Credit Union is a state-chartered credit union in Johnstown, Pennsylvania, with $101 million in assets and 8,029 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 13.49%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $101 million
- +0.1% in a year
- Members
- 8,029
- -2.7% in a year
- Net worth ratio
- 13.49%
- Peer median 11.65%
- Loans 60+ days late
- 1.27%
- Peer median 0.70%
- Loans outstanding
- $27.1 million
- -13.8% in a year
- Shares and deposits
- $85.7 million
- -0.8% in a year
- Branches
- 9
- 27 employees
- Opened
- 1979
- Pennsylvania charter
How Healthcare First Credit Union compares
NCUA groups credit unions by size; Healthcare First Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 13.49% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 1.27%, is higher than the group median of 0.70%. Loans fell 13.8% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 86 of 269 credit unions headquartered in Pennsylvania. See all Pennsylvania credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $101 million | 8,029 | $27.1 million | 13.49% | 1.27% |
| Q1 2026 | $101 million | 8,047 | $27.6 million | 13.24% | 1.17% |
| Q4 2025 | $99.3 million | 8,098 | $29.0 million | 13.19% | 1.43% |
| Q3 2025 | $98.0 million | 8,166 | $30.3 million | 13.16% | 1.33% |
| Q2 2025 | $100 million | 8,251 | $31.4 million | 12.57% | 1.26% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 62,045 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 9 sites for Healthcare First Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Franklin St Office (main office)
1152 Franklin St, Johnstown, PA 15905 - Richland Office
194 Donald Ln, Johnstown, PA 15904 - Davidsville - Laurel View Village
2000 Cambridge Dr, Davidsville, PA 15928 - Martinsburg office
437 Givler Dr, Martinsburg, PA 16662 - Altoona Main Office - Servers
2786 Route 764, Duncansville, PA 16635 - Station Medical Center
1414 9Th Ave, Altoona, PA 16602 - UPMC Altoona Hospital
620 Howard Ave, Altoona, PA 16601 - Altoona Main Office
2786 Route 764, Duncansville, PA 16635 - Ebensburg Branch
189 Mini Mall Rd, Ebensburg, PA 15931
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology