Charter 303 · York, PA
Heritage Valley Federal Credit Union
Heritage Valley Federal Credit Union is a federally chartered credit union in York, Pennsylvania, with $131 million in assets and 13,587 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 7.79%, above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $131 million
- +4.8% in a year
- Members
- 13,587
- +0.3% in a year
- Net worth ratio
- 7.79%
- Peer median 11.65%
- Loans 60+ days late
- 1.21%
- Peer median 0.70%
- Loans outstanding
- $64.8 million
- -0.6% in a year
- Shares and deposits
- $125 million
- +5.0% in a year
- Branches
- 3
- 30 employees
- Opened
- 1935
- Federal charter
How Heritage Valley Federal Credit Union compares
NCUA groups credit unions by size; Heritage Valley Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 7.79% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 1.21%, is higher than the group median of 0.70%. Loans fell 0.6% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 69 of 269 credit unions headquartered in Pennsylvania. See all Pennsylvania credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $131 million | 13,587 | $64.8 million | 7.79% | 1.21% |
| Q1 2026 | $132 million | 13,546 | $63.8 million | 7.54% | 1.27% |
| Q4 2025 | $129 million | 13,630 | $65.6 million | 7.61% | 1.62% |
| Q3 2025 | $127 million | 13,559 | $66.0 million | 7.67% | 1.73% |
| Q2 2025 | $125 million | 13,548 | $65.2 million | 7.54% | 1.82% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 1.1 million potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 3 sites for Heritage Valley Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Pleasant Valley Road Office (main office)
2400 Pleasant Valley Rd, York, PA 17402 - Cape Horn Road Office
2420 Cape Horn Rd, York, PA 17402 - Roosevelt Avenue Office
1700 Roosevelt Ave, York, PA 17408
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology