Charter 67875 · Holyoke, MA
Holyoke Credit Union
Holyoke Credit Union is a state-chartered credit union in Holyoke, Massachusetts, with $296 million in assets and 21,869 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.16%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $296 million
- +2.7% in a year
- Members
- 21,869
- +5.4% in a year
- Net worth ratio
- 9.16%
- Peer median 11.65%
- Loans 60+ days late
- 1.42%
- Peer median 0.70%
- Loans outstanding
- $203 million
- +12.3% in a year
- Shares and deposits
- $240 million
- +5.1% in a year
- Branches
- 3
- 39 employees
- Opened
- 1911
- Massachusetts charter
How Holyoke Credit Union compares
NCUA groups credit unions by size; Holyoke Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 9.16% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 1.42%, is higher than the group median of 0.70%. Loans grew 12.3% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 35 of 121 credit unions headquartered in Massachusetts. See all Massachusetts credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $296 million | 21,869 | $203 million | 9.16% | 1.42% |
| Q1 2026 | $299 million | 21,601 | $198 million | 8.94% | 0.36% |
| Q4 2025 | $297 million | 21,292 | $191 million | 8.90% | 0.39% |
| Q3 2025 | $291 million | 21,077 | $188 million | 9.02% | 0.51% |
| Q2 2025 | $289 million | 20,747 | $181 million | 8.97% | 0.46% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 462,815 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 3 sites for Holyoke Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Holyoke Office (main office)
490 Westfield Rd, Holyoke, MA 01040 - West Springfield Office
85 Elm St, West Springfield, MA 01089 - Agawam Office
14 N Westfield St, Feeding Hills, MA 01030
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology