Charter 10687 · Williamsport, PA
Horizon Federal Credit Union
Horizon Federal Credit Union is a federally chartered credit union in Williamsport, Pennsylvania, with $152 million in assets and 14,450 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.01%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $152 million
- +3.9% in a year
- Members
- 14,450
- -0.2% in a year
- Net worth ratio
- 9.01%
- Peer median 11.65%
- Loans 60+ days late
- 2.32%
- Peer median 0.70%
- Loans outstanding
- $92.3 million
- -9.9% in a year
- Shares and deposits
- $138 million
- +2.7% in a year
- Branches
- 6
- 66 employees
- Opened
- 1955
- Federal charter
How Horizon Federal Credit Union compares
NCUA groups credit unions by size; Horizon Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 9.01% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 2.32%, is higher than the group median of 0.70%. Loans fell 9.9% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 60 of 269 credit unions headquartered in Pennsylvania. See all Pennsylvania credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $152 million | 14,450 | $92.3 million | 9.01% | 2.32% |
| Q1 2026 | $152 million | 14,900 | $93.9 million | 8.84% | 1.86% |
| Q4 2025 | $148 million | 14,181 | $96.7 million | 9.16% | 1.83% |
| Q3 2025 | $147 million | 14,910 | $99.7 million | 9.28% | 1.82% |
| Q2 2025 | $147 million | 14,472 | $102 million | 9.32% | 1.34% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 650,249 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 7 sites for Horizon Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Third Street Branch
1007 E 3Rd St, Williamsport, PA 17701 - LOCK HAVEN BRANCH OFFICE
217 W Bald Eagle St, Lock Haven, PA 17745 - Lycoming Creek Branch
1930 Lycoming Creek Rd, Williamsport, PA 17701 - Muncy Branch
867 Lycoming Mall Dr, Muncy, PA 17756 - State College Branch
2451 East College Avenue Suite 100, State College, PA 16801 - Executive Plaza (main office)
330 Pine St, Williamsport, PA 17701 - Williamsport Area High School
2990 W 4Th St, Williamsport, PA 17701
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology