Charter 14425 · Sayre, PA
Ingersoll-Rand Federal Credit Union
Ingersoll-Rand Federal Credit Union is a federally chartered credit union in Sayre, Pennsylvania, with $124 million in assets and 8,266 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 13.53%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as IRFCU.
- Total assets
- $124 million
- +3.1% in a year
- Members
- 8,266
- +2.4% in a year
- Net worth ratio
- 13.53%
- Peer median 11.65%
- Loans 60+ days late
- 1.54%
- Peer median 0.70%
- Loans outstanding
- $75.5 million
- +14.7% in a year
- Shares and deposits
- $107 million
- +3.9% in a year
- Branches
- 2
- 29 employees
- Opened
- 1961
- Federal charter
How Ingersoll-Rand Federal Credit Union compares
NCUA groups credit unions by size; Ingersoll-Rand Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 13.53% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 1.54%, is higher than the group median of 0.70%. Loans grew 14.7% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 76 of 269 credit unions headquartered in Pennsylvania. See all Pennsylvania credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $124 million | 8,266 | $75.5 million | 13.53% | 1.54% |
| Q1 2026 | $125 million | 8,209 | $69.3 million | 13.48% | 1.85% |
| Q4 2025 | $122 million | 8,188 | $67.5 million | 13.87% | 2.39% |
| Q3 2025 | $120 million | 8,169 | $67.6 million | 14.13% | 2.80% |
| Q2 2025 | $121 million | 8,076 | $65.8 million | 14.00% | 1.49% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 14,500 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 2 sites for Ingersoll-Rand Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Wysox Branch
1482 Golden Mile, Wysox, PA 18854 - Ingersoll-Rand Federal Credit Union (main office)
1970 Elmira St, Sayre, PA 18840
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology