Charter 16657 · Lancaster, PA
Lanco Federal Credit Union
Lanco Federal Credit Union is a federally chartered credit union in Lancaster, Pennsylvania, with $125 million in assets and 10,032 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.19%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $125 million
- -2.6% in a year
- Members
- 10,032
- +1.4% in a year
- Net worth ratio
- 11.19%
- Peer median 11.65%
- Loans 60+ days late
- 0.85%
- Peer median 0.70%
- Loans outstanding
- $88.6 million
- +3.4% in a year
- Shares and deposits
- $110 million
- -4.0% in a year
- Branches
- 4
- 35 employees
- Opened
- 1965
- Federal charter
How Lanco Federal Credit Union compares
NCUA groups credit unions by size; Lanco Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 11.19% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.85%, is higher than the group median of 0.70%. Loans grew 3.4% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 75 of 269 credit unions headquartered in Pennsylvania. See all Pennsylvania credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $125 million | 10,032 | $88.6 million | 11.19% | 0.85% |
| Q1 2026 | $126 million | 9,983 | $87.1 million | 10.74% | 0.49% |
| Q4 2025 | $124 million | 9,935 | $86.8 million | 10.69% | 0.85% |
| Q3 2025 | $124 million | 9,900 | $86.9 million | 10.61% | 1.85% |
| Q2 2025 | $128 million | 9,891 | $85.7 million | 10.09% | 1.90% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 500,000 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 4 sites for Lanco Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- LANCO FCU Roseville (main office)
349 W Roseville Rd, Lancaster, PA 17601 - LANCO FCU Willow Street Br
2516 Willow Street Pike N, Willow Street, PA 17584 - LANCO FCU Brownstown Branch
4213 Oregon Pike, Ephrata, PA 17522 - Lanco FCU Lancaster City
149 E King St, Lancaster, PA 17602
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology