Charter 67541 · Braintree, MA
Liberty Bay Credit Union
Liberty Bay Credit Union is a state-chartered credit union in Braintree, Massachusetts, with $827 million in assets and 21,624 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 15.06%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $827 million
- +1.9% in a year
- Members
- 21,624
- -2.7% in a year
- Net worth ratio
- 15.06%
- Peer median 10.79%
- Loans 60+ days late
- 0.24%
- Peer median 0.67%
- Loans outstanding
- $644 million
- +1.1% in a year
- Shares and deposits
- $591 million
- +6.3% in a year
- Branches
- 4
- 70 employees
- Opened
- 1917
- Massachusetts charter
How Liberty Bay Credit Union compares
NCUA groups credit unions by size; Liberty Bay Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 15.06% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.24%, is lower than the group median of 0.67%. Loans grew 1.1% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 15 of 121 credit unions headquartered in Massachusetts. See all Massachusetts credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $827 million | 21,624 | $644 million | 15.06% | 0.24% |
| Q1 2026 | $840 million | 21,692 | $643 million | 14.70% | 0.09% |
| Q4 2025 | $820 million | 21,668 | $636 million | 14.94% | 0.27% |
| Q3 2025 | $816 million | 22,082 | $639 million | 14.84% | 0.41% |
| Q2 2025 | $812 million | 22,223 | $637 million | 14.76% | 0.39% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 3.0 million potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 4 sites for Liberty Bay Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Liberty Bay Credit Union (main office)
300 Granite St Fl 3, Braintree, MA 02184 - Liberty Bay Credit Union
300 Granite St Fl 1, Braintree, MA 02184 - Liberty Bay Credit Union
10 Downer Ave, Hingham, MA 02043 - Liberty Bay Credit Union
9 Brook St, Scituate, MA 02066
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology