Charter 15296 · Manchester, MA
Manchester Federal Credit Union
Manchester Federal Credit Union is a federally chartered credit union in Manchester, Massachusetts, with $1.2 million in assets and 296 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 17.05%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $1.2 million
- -3.8% in a year
- Members
- 296
- -3.0% in a year
- Net worth ratio
- 17.05%
- Peer median 19.32%
- Loans 60+ days late
- 0.00%
- Peer median 0.66%
- Loans outstanding
- $506 thousand
- -22.1% in a year
- Shares and deposits
- $1.0 million
- -4.9% in a year
- Branches
- 1
- 1 employees
- Opened
- 1962
- Federal charter
How Manchester Federal Credit Union compares
NCUA groups credit unions by size; Manchester Federal Credit Union is in the group with under $2 million in assets (232 credit unions). Its net worth ratio of 17.05% is lower than that group's median of 19.32%, and its share of loans 60 or more days past due, 0.00%, is lower than the group median of 0.66%. Loans fell 22.1% over the year to Q2 2026, against a group median of a 7.3% fall.
By assets it ranks 120 of 121 credit unions headquartered in Massachusetts. See all Massachusetts credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $1.2 million | 296 | $506 thousand | 17.05% | 0.00% |
| Q1 2026 | $1.3 million | 296 | $590 thousand | 16.38% | 0.00% |
| Q4 2025 | $1.3 million | 297 | $652 thousand | 16.76% | 0.00% |
| Q3 2025 | $1.3 million | 300 | $658 thousand | 16.77% | 0.00% |
| Q2 2025 | $1.3 million | 305 | $650 thousand | 16.10% | 0.00% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 800 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 2 sites for Manchester Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- MANCHESTER FEDERAL CREDIT INION (main office)
10 Central St, Manchester, MA 01944 - MANCHESTER FEDERAL CREDIT INION
10 Central St, Manchester, MA 01944
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology