Charter 24929 · Danville, PA
Mc Federal Credit Union
Mc Federal Credit Union is a federally chartered credit union in Danville, Pennsylvania, with $247 million in assets and 13,857 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 12.40%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as MCFCU, M-C Federal Credit Union, Members Choice Financial Credit, MC Financial Credit Union, M-C Financial Credit Union.
- Total assets
- $247 million
- +1.1% in a year
- Members
- 13,857
- +2.8% in a year
- Net worth ratio
- 12.40%
- Peer median 11.65%
- Loans 60+ days late
- 2.12%
- Peer median 0.70%
- Loans outstanding
- $179 million
- +11.9% in a year
- Shares and deposits
- $217 million
- -0.8% in a year
- Branches
- 6
- 49 employees
- Opened
- 1954
- Federal charter
How Mc Federal Credit Union compares
NCUA groups credit unions by size; Mc Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 12.40% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 2.12%, is higher than the group median of 0.70%. Loans grew 11.9% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 43 of 269 credit unions headquartered in Pennsylvania. See all Pennsylvania credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $247 million | 13,857 | $179 million | 12.40% | 2.12% |
| Q1 2026 | $250 million | 13,794 | $172 million | 11.92% | 1.62% |
| Q4 2025 | $243 million | 13,704 | $168 million | 11.83% | 2.45% |
| Q3 2025 | $243 million | 13,610 | $165 million | 11.41% | 1.70% |
| Q2 2025 | $244 million | 13,484 | $160 million | 10.88% | 1.87% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 71,618 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 5 sites for Mc Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Danville (main office)
390 Walnut St, Danville, PA 17821 - Bloomsburg
599 E 7Th St, Bloomsburg, PA 17815 - WellSpan Evangelical Hospital
1 Hospital Dr, Lewisburg, PA 17837 - Saint Mary Street
1339 Saint Mary St, Lewisburg, PA 17837 - Mount Carmel
11218 State Route 61, Mount Carmel, PA 17851
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology