Charter 66706 · Medford, MA
Members Plus Credit Union
Members Plus Credit Union is a state-chartered credit union in Medford, Massachusetts, with $349 million in assets and 13,688 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.02%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $349 million
- +1.4% in a year
- Members
- 13,688
- -0.8% in a year
- Net worth ratio
- 11.02%
- Peer median 11.65%
- Loans 60+ days late
- 0.87%
- Peer median 0.70%
- Loans outstanding
- $167 million
- -6.7% in a year
- Shares and deposits
- $285 million
- +5.6% in a year
- Branches
- 7
- 48 employees
- Opened
- 1940
- Massachusetts charter
How Members Plus Credit Union compares
NCUA groups credit unions by size; Members Plus Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 11.02% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.87%, is higher than the group median of 0.70%. Loans fell 6.7% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 32 of 121 credit unions headquartered in Massachusetts. See all Massachusetts credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $349 million | 13,688 | $167 million | 11.02% | 0.87% |
| Q1 2026 | $356 million | 13,687 | $171 million | 10.91% | 0.76% |
| Q4 2025 | $341 million | 13,658 | $176 million | 11.54% | 0.63% |
| Q3 2025 | $345 million | 13,782 | $177 million | 11.53% | 0.54% |
| Q2 2025 | $344 million | 13,792 | $179 million | 11.60% | 0.86% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 100,000 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 7 sites for Members Plus Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- MPCU-Main (main office)
29 High St, Medford, MA 02155 - Adams Village
494 Gallivan Blvd, Dorchester, MA 02124 - Mass Ave
1165 Massachusetts Ave, Dorchester, MA 02125 - Norwood
111 Lenox St, Norwood, MA 02062 - Everett
650 Broadway, Everett, MA 02149 - Plymouth, Commerce Way
53 Commerce Way, Plymouth, MA 02360 - Winchester
63 Shore Rd, Winchester, MA 01890
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology