Charter 61840 · Springfield, MO
Metro Credit Union (Springfield, MO)
Metro Credit Union is a state-chartered credit union in Springfield, Missouri, with $123 million in assets and 9,144 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 12.96%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $123 million
- +5.6% in a year
- Members
- 9,144
- -2.4% in a year
- Net worth ratio
- 12.96%
- Peer median 11.65%
- Loans 60+ days late
- 0.90%
- Peer median 0.70%
- Loans outstanding
- $69.1 million
- -8.3% in a year
- Shares and deposits
- $107 million
- +4.8% in a year
- Branches
- 2
- 29 employees
- Opened
- 1935
- Missouri charter
How Metro Credit Union compares
NCUA groups credit unions by size; Metro Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 12.96% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.90%, is higher than the group median of 0.70%. Loans fell 8.3% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 28 of 87 credit unions headquartered in Missouri. See all Missouri credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $123 million | 9,144 | $69.1 million | 12.96% | 0.90% |
| Q1 2026 | $122 million | 9,200 | $71.9 million | 12.74% | 0.92% |
| Q4 2025 | $122 million | 9,259 | $73.8 million | 12.68% | 0.97% |
| Q3 2025 | $120 million | 9,304 | $74.7 million | 12.67% | 0.59% |
| Q2 2025 | $116 million | 9,365 | $75.4 million | 12.67% | 0.59% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 200,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 2 sites for Metro Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Metro Credit Union (main office)
447 S Campbell Ave, Springfield, MO 65806 - Metro Credit Union
3868 South Ave, Springfield, MO 65807
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology