Charter 62801 · O Fallon, MO
West Community Credit Union
West Community Credit Union is a state-chartered credit union in O Fallon, Missouri, with $656 million in assets and 41,912 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 8.21%, above the 7% that NCUA's rules treat as well capitalized.
Also does business as Tigers Community Credit Union, West Community Mortgage.
- Total assets
- $656 million
- +32.6% in a year
- Members
- 41,912
- +29.1% in a year
- Net worth ratio
- 8.21%
- Peer median 10.79%
- Loans 60+ days late
- 1.40%
- Peer median 0.67%
- Loans outstanding
- $514 million
- +27.5% in a year
- Shares and deposits
- $585 million
- +38.8% in a year
- Branches
- 14
- 172 employees
- Opened
- 1936
- Missouri charter
How West Community Credit Union compares
NCUA groups credit unions by size; West Community Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 8.21% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 1.40%, is higher than the group median of 0.67%. Loans grew 27.5% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 5 of 87 credit unions headquartered in Missouri. See all Missouri credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $656 million | 41,912 | $514 million | 8.21% | 1.40% |
| Q1 2026 | $499 million | 32,303 | $409 million | 8.60% | 1.04% |
| Q4 2025 | $491 million | 32,286 | $411 million | 8.52% | 1.13% |
| Q3 2025 | $491 million | 32,415 | $405 million | 8.38% | 1.17% |
| Q2 2025 | $495 million | 32,456 | $403 million | 8.19% | 1.66% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 4.2 million potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 14 sites for West Community Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- O'Fallon (main office)
4161 Highway K, O Fallon, MO 63368 - Brentwood
2345 S Brentwood Blvd, Saint Louis, MO 63144 - Kirkwood
465 S Kirkwood Rd, Saint Louis, MO 63122 - Tigers Community Credit Union
308 S 9Th St Ste 114, Columbia, MO 65201 - Tigers Community Credit Union
3310 Bluff Creek Dr Ste 101, Columbia, MO 65201 - Lake St. Louis
101 Pond Fort Trl, Lake St Louis, MO 63367 - Florissant
18 Mullanphy Garden Shopping Ctr, Florissant, MO 63031 - RAY Building
1222 Spruce St Rm 10.209, Saint Louis, MO 63103 - St. Peters
7900 Mexico Rd, Saint Peters, MO 63376 - Tigers Community Credit Union
4401 Smith Dr, Columbia, MO 65203 - Jungermann
1421 Jungermann Rd, Saint Peters, MO 63376 - Shiloh
848 N Green Mount Rd, Shiloh, IL 62221 - South County
9992 Lin Ferry Dr, Saint Louis, MO 63123 - Twin Oaks
840 Meramec Station Rd, Twin Oaks, MO 63088
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology