Charter 67739 · Jefferson City, MO
Missouri Electric Cooperatives Empl Credit Union
Missouri Electric Cooperatives Empl Credit Union is a state-chartered credit union in Jefferson City, Missouri, with $397 million in assets and 13,858 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.32%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $397 million
- +13.0% in a year
- Members
- 13,858
- +2.0% in a year
- Net worth ratio
- 11.32%
- Peer median 11.65%
- Loans 60+ days late
- 0.13%
- Peer median 0.70%
- Loans outstanding
- $232 million
- +4.8% in a year
- Shares and deposits
- $344 million
- +14.7% in a year
- Branches
- 1
- 20 employees
- Opened
- 1975
- Missouri charter
How Missouri Electric Cooperatives Empl Credit Union compares
NCUA groups credit unions by size; Missouri Electric Cooperatives Empl Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 11.32% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.13%, is lower than the group median of 0.70%. Loans grew 4.8% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 13 of 87 credit unions headquartered in Missouri. See all Missouri credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $397 million | 13,858 | $232 million | 11.32% | 0.13% |
| Q1 2026 | $388 million | 13,713 | $228 million | 11.23% | 0.07% |
| Q4 2025 | $366 million | 13,601 | $226 million | 11.52% | 0.08% |
| Q3 2025 | $359 million | 13,605 | $224 million | 11.55% | 0.09% |
| Q2 2025 | $351 million | 13,588 | $221 million | 11.45% | 0.12% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 15,000 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 1 site for Missouri Electric Cooperatives Empl Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main Office (main office)
2722 E Mccarty St, Jefferson City, MO 65101
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology