Charter 67804 · Saint Charles, MO
Vantage Credit Union
Vantage Credit Union is a state-chartered credit union in Saint Charles, Missouri, with $1.16 billion in assets and 68,026 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 8.03%, above the 7% that NCUA's rules treat as well capitalized.
Also does business as VCU, Vantage CU.
- Total assets
- $1.16 billion
- +4.2% in a year
- Members
- 68,026
- -0.2% in a year
- Net worth ratio
- 8.03%
- Peer median 10.79%
- Loans 60+ days late
- 0.59%
- Peer median 0.67%
- Loans outstanding
- $846 million
- +5.5% in a year
- Shares and deposits
- $1.05 billion
- +4.0% in a year
- Branches
- 14
- 262 employees
- Opened
- 1957
- Missouri charter
How Vantage Credit Union compares
NCUA groups credit unions by size; Vantage Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 8.03% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.59%, is lower than the group median of 0.67%. Loans grew 5.5% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 4 of 87 credit unions headquartered in Missouri. See all Missouri credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $1.16 billion | 68,026 | $846 million | 8.03% | 0.59% |
| Q1 2026 | $1.15 billion | 68,069 | $842 million | 7.94% | 0.66% |
| Q4 2025 | $1.12 billion | 68,077 | $842 million | 8.01% | 0.80% |
| Q3 2025 | $1.11 billion | 68,312 | $827 million | 7.97% | 0.67% |
| Q2 2025 | $1.12 billion | 68,172 | $802 million | 7.70% | 0.74% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 2.8 million potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 15 sites for Vantage Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- South County
4545 Lemay Ferry Rd, Saint Louis, MO 63129 - West County
16260 Truman Rd, Ellisville, MO 63011 - Sunset Hills
3860 S Lindbergh Blvd, Saint Louis, MO 63127 - Twin Cities
332 Festus Centre Dr, Festus, MO 63028 - OFallon
29 Ofallon Sq, O Fallon, MO 63366 - North County
11654 W Florissant Ave, Florissant, MO 63033 - Greenway Chase
601 Greenway Chase Dr, Florissant, MO 63031 - Wentzville
1750 Wentzville Pkwy, Wentzville, MO 63385 - Bridgeton
11915 Saint Charles Rock Rd, Bridgeton, MO 63044 - Cave Springs
1040 Cave Springs Blvd, Saint Peters, MO 63376 - Administration (main office)
19 Research Park Ct, Saint Charles, MO 63304 - Ballwin
13849 Manchester Rd, Ballwin, MO 63011 - Progress Point
100 Progress Point Ct, O Fallon, MO 63368 - Creve Coeur
611 N Lindbergh Blvd, Creve Coeur, MO 63141 - Eureka
1467 W 5Th St, Eureka, MO 63025
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology