Charter 64036 · Lees Summit, MO
Missouri Central Credit Union
Missouri Central Credit Union is a state-chartered credit union in Lees Summit, Missouri, with $123 million in assets and 11,464 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.27%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $123 million
- +0.5% in a year
- Members
- 11,464
- -3.8% in a year
- Net worth ratio
- 9.27%
- Peer median 11.65%
- Loans 60+ days late
- 0.85%
- Peer median 0.70%
- Loans outstanding
- $78.4 million
- +0.4% in a year
- Shares and deposits
- $113 million
- +0.0% in a year
- Branches
- 2
- 29 employees
- Opened
- 1931
- Missouri charter
How Missouri Central Credit Union compares
NCUA groups credit unions by size; Missouri Central Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 9.27% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.85%, is higher than the group median of 0.70%. Loans grew 0.4% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 27 of 87 credit unions headquartered in Missouri. See all Missouri credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $123 million | 11,464 | $78.4 million | 9.27% | 0.85% |
| Q1 2026 | $125 million | 11,516 | $79.6 million | 8.98% | 0.57% |
| Q4 2025 | $123 million | 11,603 | $79.9 million | 9.13% | 0.55% |
| Q3 2025 | $124 million | 8,091 | $78.5 million | 8.92% | 0.60% |
| Q2 2025 | $123 million | 11,915 | $78.0 million | 8.81% | 0.83% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 100,000 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 2 sites for Missouri Central Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main Office (main office)
825 Ne Deerbrook St, Lees Summit, MO 64086 - Northland Branch
5090 N Oak Trfy, Kansas City, MO 64118
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology