Charter 16525 · Philadelphia, PA
Mount Carmel Baptist Federal Credit Union
Mount Carmel Baptist Federal Credit Union is a federally chartered credit union in Philadelphia, Pennsylvania, with $780 thousand in assets and 100 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 21.86%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $780 thousand
- +9.9% in a year
- Members
- 100
- -2.9% in a year
- Net worth ratio
- 21.86%
- Peer median 19.32%
- Loans 60+ days late
- 0.00%
- Peer median 0.66%
- Loans outstanding
- $57 thousand
- +12.4% in a year
- Shares and deposits
- $609 thousand
- +13.5% in a year
- Branches
- 1
- 0 employees
- Opened
- 1964
- Federal charter
How Mount Carmel Baptist Federal Credit Union compares
NCUA groups credit unions by size; Mount Carmel Baptist Federal Credit Union is in the group with under $2 million in assets (232 credit unions). Its net worth ratio of 21.86% is higher than that group's median of 19.32%, and its share of loans 60 or more days past due, 0.00%, is lower than the group median of 0.66%. Loans grew 12.4% over the year to Q2 2026, against a group median of a 7.3% fall.
By assets it ranks 261 of 269 credit unions headquartered in Pennsylvania. See all Pennsylvania credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $780 thousand | 100 | $57 thousand | 21.86% | 0.00% |
| Q1 2026 | $748 thousand | 102 | $39 thousand | 23.08% | 0.00% |
| Q4 2025 | $742 thousand | 102 | $44 thousand | 23.21% | 0.00% |
| Q3 2025 | $746 thousand | 102 | $49 thousand | 23.84% | 0.00% |
| Q2 2025 | $710 thousand | 103 | $50 thousand | 24.32% | 0.00% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 200 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital. It is designated a minority depository institution.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 2 sites for Mount Carmel Baptist Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Mt Carmel (main office)
5800 Race St, Philadelphia, PA 19139 - FedComp Data Center
10300 Eaton Pl Ste 260, Fairfax, VA 22030
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology