Charter 4792 · Scranton, PA
Net Federal Credit Union
Net Federal Credit Union is a federally chartered credit union in Scranton, Pennsylvania, with $354 million in assets and 20,368 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.23%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as NET Credit Union.
- Total assets
- $354 million
- +10.3% in a year
- Members
- 20,368
- +6.8% in a year
- Net worth ratio
- 10.23%
- Peer median 11.65%
- Loans 60+ days late
- 1.09%
- Peer median 0.70%
- Loans outstanding
- $209 million
- +21.9% in a year
- Shares and deposits
- $324 million
- +10.4% in a year
- Branches
- 4
- 66 employees
- Opened
- 1941
- Federal charter
How Net Federal Credit Union compares
NCUA groups credit unions by size; Net Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 10.23% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 1.09%, is higher than the group median of 0.70%. Loans grew 21.9% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 31 of 269 credit unions headquartered in Pennsylvania. See all Pennsylvania credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $354 million | 20,368 | $209 million | 10.23% | 1.09% |
| Q1 2026 | $344 million | 20,066 | $199 million | 10.47% | 1.13% |
| Q4 2025 | $339 million | 19,668 | $187 million | 10.54% | 1.01% |
| Q3 2025 | $322 million | 19,354 | $179 million | 11.06% | 1.14% |
| Q2 2025 | $321 million | 19,070 | $171 million | 10.85% | 0.91% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 354,212 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 4 sites for Net Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Olyphant
1444 E Lackawanna St, Olyphant, PA 18447 - Mulberry St Office (main office)
119 Mulberry St, Scranton, PA 18503 - Taylor Branch
900 S Main St, Taylor, PA 18517 - Centurian Enterprize Level Back Up
633 W Highway 60, Monett, MO 65708
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology