Charter 8110 · New Cumberland, PA
New Cumberland Federal Credit Union
New Cumberland Federal Credit Union is a federally chartered credit union in New Cumberland, Pennsylvania, with $229 million in assets and 23,309 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.48%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as NCFCU.
- Total assets
- $229 million
- +0.1% in a year
- Members
- 23,309
- +5.7% in a year
- Net worth ratio
- 9.48%
- Peer median 11.65%
- Loans 60+ days late
- 0.74%
- Peer median 0.70%
- Loans outstanding
- $132 million
- -16.2% in a year
- Shares and deposits
- $206 million
- -0.0% in a year
- Branches
- 6
- 51 employees
- Opened
- 1952
- Federal charter
How New Cumberland Federal Credit Union compares
NCUA groups credit unions by size; New Cumberland Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 9.48% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.74%, is about the same as the group median of 0.70%. Loans fell 16.2% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 45 of 269 credit unions headquartered in Pennsylvania. See all Pennsylvania credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $229 million | 23,309 | $132 million | 9.48% | 0.74% |
| Q1 2026 | $233 million | 22,762 | $138 million | 9.12% | 0.63% |
| Q4 2025 | $229 million | 22,747 | $147 million | 9.03% | 0.50% |
| Q3 2025 | $227 million | 22,142 | $152 million | 8.87% | 0.35% |
| Q2 2025 | $228 million | 22,061 | $157 million | 8.52% | 0.42% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 1.3 million potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 6 sites for New Cumberland Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main office (main office)
345 Lewisberry Rd, New Cumberland, PA 17070 - Mechanicsburg office
6692 Carlisle Pike, Mechanicsburg, PA 17050 - EDC office
1 Airport Dr, New Cumberland, PA 17070 - Gap office
1805 N State Route 934, Annville, PA 17003 - York office
200 Memory Ln, York, PA 17402 - Harrisburg office
2630 Linglestown Rd, Harrisburg, PA 17110
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology