Charter 65356 · Franklin, PA
New Directions Community Credit Union
New Directions Community Credit Union is a state-chartered credit union in Franklin, Pennsylvania, with $40.7 million in assets and 5,735 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 14.54%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $40.7 million
- +4.0% in a year
- Members
- 5,735
- -1.5% in a year
- Net worth ratio
- 14.54%
- Peer median 13.88%
- Loans 60+ days late
- 0.76%
- Peer median 0.68%
- Loans outstanding
- $25.6 million
- +5.1% in a year
- Shares and deposits
- $34.7 million
- +4.4% in a year
- Branches
- 3
- 20 employees
- Opened
- 1974
- Pennsylvania charter
How New Directions Community Credit Union compares
NCUA groups credit unions by size; New Directions Community Credit Union is in the group with $10 million to $50 million (1,135 credit unions). Its net worth ratio of 14.54% is higher than that group's median of 13.88%, and its share of loans 60 or more days past due, 0.76%, is higher than the group median of 0.68%. Loans grew 5.1% over the year to Q2 2026, against a group median of a 2.4% fall.
By assets it ranks 135 of 269 credit unions headquartered in Pennsylvania. See all Pennsylvania credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $40.7 million | 5,735 | $25.6 million | 14.54% | 0.76% |
| Q1 2026 | $40.8 million | 5,781 | $26.0 million | 14.46% | 0.87% |
| Q4 2025 | $38.5 million | 5,803 | $25.9 million | 15.32% | 0.80% |
| Q3 2025 | $37.9 million | 5,865 | $25.4 million | 15.46% | 0.81% |
| Q2 2025 | $39.2 million | 5,822 | $24.4 million | 14.84% | 0.89% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 176,881 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 3 sites for New Directions Community Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- New Directions Community Credit Union (main office)
777 Allegheny Blvd, Franklin, PA 16323 - New Directions Community Credit Union
25 E 1St St, Oil City, PA 16301 - New Directions Community Credit Union
206 S Martin St, Titusville, PA 16354
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology