Charter 12012 · John Day, OR
Old West Federal Credit Union
Old West Federal Credit Union is a federally chartered credit union in John Day, Oregon, with $319 million in assets and 15,899 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.97%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $319 million
- +7.5% in a year
- Members
- 15,899
- +2.9% in a year
- Net worth ratio
- 11.97%
- Peer median 11.65%
- Loans 60+ days late
- 1.37%
- Peer median 0.70%
- Loans outstanding
- $200 million
- +2.7% in a year
- Shares and deposits
- $278 million
- +7.8% in a year
- Branches
- 9
- 84 employees
- Opened
- 1957
- Federal charter
How Old West Federal Credit Union compares
NCUA groups credit unions by size; Old West Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 11.97% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 1.37%, is higher than the group median of 0.70%. Loans grew 2.7% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 19 of 47 credit unions headquartered in Oregon. See all Oregon credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $319 million | 15,899 | $200 million | 11.97% | 1.37% |
| Q1 2026 | $320 million | 15,720 | $194 million | 11.79% | 1.69% |
| Q4 2025 | $313 million | 15,432 | $195 million | 12.00% | 2.40% |
| Q3 2025 | $304 million | 15,443 | $192 million | 12.34% | 1.31% |
| Q2 2025 | $297 million | 15,451 | $195 million | 12.49% | 1.67% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 160,220 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 9 sites for Old West Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- John Day Branch (main office)
650 W Main St, John Day, OR 97845 - Baker City Branch
2036 Broadway St, Baker City, OR 97814 - Pendleton Branch
301 S Main St, Pendleton, OR 97801 - Hermiston Branch
1739 N 1St St, Hermiston, OR 97838 - Prairie City Branch
162 Nw Front St, Prairie City, OR 97869 - Burns Branch
937 Oregon Ave, Burns, OR 97720 - La Grande Branch
3 Depot St, La Grande, OR 97850 - Union Branch
539 S Main St, Union, OR 97883 - Enterprise Branch
106 Sw 1St St, Enterprise, OR 97828
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology