Charter 7641 · Poplar Bluff, MO
Ozark Federal Credit Union
Ozark Federal Credit Union is a federally chartered credit union in Poplar Bluff, Missouri, with $143 million in assets and 21,175 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.63%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $143 million
- +19.5% in a year
- Members
- 21,175
- +26.3% in a year
- Net worth ratio
- 11.63%
- Peer median 11.65%
- Loans 60+ days late
- 0.18%
- Peer median 0.70%
- Loans outstanding
- $114 million
- +31.3% in a year
- Shares and deposits
- $125 million
- +19.0% in a year
- Branches
- 8
- 58 employees
- Opened
- 1952
- Federal charter
How Ozark Federal Credit Union compares
NCUA groups credit unions by size; Ozark Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 11.63% is about the same as that group's median of 11.65%, and its share of loans 60 or more days past due, 0.18%, is lower than the group median of 0.70%. Loans grew 31.3% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 23 of 87 credit unions headquartered in Missouri. See all Missouri credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $143 million | 21,175 | $114 million | 11.63% | 0.18% |
| Q1 2026 | $143 million | 20,804 | $110 million | 11.11% | 0.20% |
| Q4 2025 | $138 million | 17,735 | $108 million | 11.18% | 0.23% |
| Q3 2025 | $136 million | 19,585 | $103 million | 10.02% | 0.17% |
| Q2 2025 | $119 million | 16,772 | $86.5 million | 10.97% | 0.31% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 750,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 8 sites for Ozark Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main Office (main office)
2438 Katy Ln, Poplar Bluff, MO 63901 - Downtown Branch
221 N 5Th St, Poplar Bluff, MO 63901 - VAMC Branch
1500 N Westwood Blvd, Poplar Bluff, MO 63901 - Dexter Branch
1117 W Bus Hwy 60, Dexter, MO 63841 - Piedmont Branch
101 S Main St, Piedmont, MO 63957 - Doniphan Branch
1407 Walnut St, Doniphan, MO 63935 - Cape Girardeau
2427 Cape Centre Dr, Cape Girardeau, MO 63703 - Jackson
5721 Us Highway 61, Jackson, MO 63755
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology