Charter 4878 · Portland, OR

Pacific N W Federal Credit Union

Pacific N W Federal Credit Union is a federally chartered credit union in Portland, Oregon, with $317 million in assets and 23,380 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.84%, well above the 7% that NCUA's rules treat as well capitalized.

Also does business as pnwfcu.

Total assets
$317 million
+1.7% in a year
Members
23,380
+2.1% in a year
Net worth ratio
9.84%
Peer median 11.65%
Loans 60+ days late
0.31%
Peer median 0.70%
Loans outstanding
$238 million
+12.2% in a year
Shares and deposits
$281 million
+1.0% in a year
Branches
3
63 employees
Opened
1942
Federal charter

How Pacific N W Federal Credit Union compares

NCUA groups credit unions by size; Pacific N W Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 9.84% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.31%, is lower than the group median of 0.70%. Loans grew 12.2% over the year to Q2 2026, against a group median of 2.9% growth.

By assets it ranks 20 of 47 credit unions headquartered in Oregon. See all Oregon credit unions.

Five quarters of figures

QuarterAssetsMembersLoansNet worth ratio60+ days late
Q2 2026 $317 million 23,380 $238 million 9.84% 0.31%
Q1 2026 $318 million 23,377 $241 million 9.60% 0.38%
Q4 2025 $313 million 23,024 $231 million 9.64% 0.48%
Q3 2025 $315 million 22,922 $216 million 9.39% 0.52%
Q2 2025 $312 million 22,896 $212 million 9.42% 0.54%

Assets Members

Who can join

The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 2.5 million potential members.

Credit unions that anyone in the US can join

Locations

NCUA's branch file lists 3 sites for Pacific N W Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.

  • Ross Branch
    1650 Ne Ross St, Vancouver, WA 98663
  • Hood River Branch
    1004 Pacific Ave, Hood River, OR 97031
  • Erin Way Branch (main office)
    12005 Ne Erin Way, Portland, OR 97220

Watch Pacific N W Federal Credit Union

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About these numbers

Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology