Charter 12729 · Bellefonte, PA
Penn State Federal Credit Union
Penn State Federal Credit Union is a federally chartered credit union in Bellefonte, Pennsylvania, with $274 million in assets and 14,298 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 14.01%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $274 million
- +8.5% in a year
- Members
- 14,298
- -1.1% in a year
- Net worth ratio
- 14.01%
- Peer median 11.65%
- Loans 60+ days late
- 0.33%
- Peer median 0.70%
- Loans outstanding
- $134 million
- +5.9% in a year
- Shares and deposits
- $238 million
- +6.1% in a year
- Branches
- 2
- 42 employees
- Opened
- 1959
- Federal charter
How Penn State Federal Credit Union compares
NCUA groups credit unions by size; Penn State Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 14.01% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.33%, is lower than the group median of 0.70%. Loans grew 5.9% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 39 of 269 credit unions headquartered in Pennsylvania. See all Pennsylvania credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $274 million | 14,298 | $134 million | 14.01% | 0.33% |
| Q1 2026 | $270 million | 14,380 | $137 million | 13.94% | 0.22% |
| Q4 2025 | $259 million | 14,376 | $134 million | 13.88% | 0.25% |
| Q3 2025 | $255 million | 14,400 | $131 million | 13.69% | 0.28% |
| Q2 2025 | $253 million | 14,450 | $127 million | 13.31% | 0.25% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 90,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 2 sites for Penn State Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Penn State Federal Credit Union (main office)
123 Amberleigh Ln, Bellefonte, PA 16823 - Penn State Federal Credit Union - North Atherton Office
1937 N Atherton St, State College, PA 16803
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology