Charter 6885 · Allentown, PA
People First Federal Credit Union
People First Federal Credit Union is a federally chartered credit union in Allentown, Pennsylvania, with $1.04 billion in assets and 77,902 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 7.59%, above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $1.04 billion
- +8.0% in a year
- Members
- 77,902
- +3.0% in a year
- Net worth ratio
- 7.59%
- Peer median 10.79%
- Loans 60+ days late
- 1.10%
- Peer median 0.67%
- Loans outstanding
- $755 million
- +18.5% in a year
- Shares and deposits
- $968 million
- +7.4% in a year
- Branches
- 9
- 165 employees
- Opened
- 1950
- Federal charter
How People First Federal Credit Union compares
NCUA groups credit unions by size; People First Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 7.59% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 1.10%, is higher than the group median of 0.67%. Loans grew 18.5% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 15 of 269 credit unions headquartered in Pennsylvania. See all Pennsylvania credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $1.04 billion | 77,902 | $755 million | 7.59% | 1.10% |
| Q1 2026 | $1.03 billion | 74,678 | $678 million | 7.55% | 0.90% |
| Q4 2025 | $999 million | 75,518 | $669 million | 7.72% | 1.11% |
| Q3 2025 | $958 million | 76,360 | $661 million | 7.96% | 0.93% |
| Q2 2025 | $964 million | 75,668 | $637 million | 7.80% | 0.84% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 980,089 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 10 sites for People First Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Devonshire
2141 Downyflake Ln, Allentown, PA 18103 - Bethlehem Branch
2259 Schoenersville Rd, Bethlehem, PA 18017 - Nazareth Branch
4066 Jandy Blvd, Nazareth, PA 18064 - Trexlertown Branch
6900 Hamilton Blvd, Trexlertown, PA 18087 - Whitehall Branch
3682 Crescent Ct E, Whitehall, PA 18052 - Bethlehem Township
4150 Easton Ave, Bethlehem, PA 18020 - Headquarters (main office)
740 W Hamilton St Ste 300, Allentown, PA 18101 - Sixth Street
26 N 6Th St Ste 120, Allentown, PA 18101 - Palmerton
330 Delaware Ave, Palmerton, PA 18071 - Tilghman Square Branch
4680 Broadway, Allentown, PA 18104
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology