Charter 7297 · Greensburg, PA
Pheple Federal Credit Union
Pheple Federal Credit Union is a federally chartered credit union in Greensburg, Pennsylvania, with $134 million in assets and 18,430 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.55%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $134 million
- +3.3% in a year
- Members
- 18,430
- -2.1% in a year
- Net worth ratio
- 9.55%
- Peer median 11.65%
- Loans 60+ days late
- 0.57%
- Peer median 0.70%
- Loans outstanding
- $113 million
- +8.0% in a year
- Shares and deposits
- $121 million
- +2.7% in a year
- Branches
- 9
- 66 employees
- Opened
- 1951
- Federal charter
How Pheple Federal Credit Union compares
NCUA groups credit unions by size; Pheple Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 9.55% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.57%, is lower than the group median of 0.70%. Loans grew 8.0% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 67 of 269 credit unions headquartered in Pennsylvania. See all Pennsylvania credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $134 million | 18,430 | $113 million | 9.55% | 0.57% |
| Q1 2026 | $137 million | 18,291 | $108 million | 9.11% | 0.61% |
| Q4 2025 | $133 million | 18,163 | $108 million | 9.22% | 0.75% |
| Q3 2025 | $132 million | 19,086 | $107 million | 9.41% | 0.71% |
| Q2 2025 | $130 million | 18,834 | $105 million | 9.54% | 0.63% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 2.0 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 10 sites for Pheple Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Administrative Offices (main office)
230 Theobold Ave, Greensburg, PA 15601 - Penn Valley
1075 Harrison City Export Rd, Jeannette, PA 15644 - Willow Crossing
708 State Route 119, Greensburg, PA 15601 - Penn Trafford Student Branch
3381 Route 130, Harrison City, PA 15636 - Greensburg Central Catholic High School
911 Armory Dr, Greensburg, PA 15601 - EastGate
5142 State Route 30 Ste 105, Greensburg, PA 15601 - WCCC Branch
145 Pavilion Ln, Youngwood, PA 15697 - Kiski Area Student Branch
240 Hyde Park Rd, Leechburg, PA 15656 - Latrobe Hospital
121 W 2Nd Ave, Latrobe, PA 15650 - Tarentum Branch
209 5Th Ave, Tarentum, PA 15084
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology