Charter 960 · Klamath Falls, OR
Sage Federal Credit Union
Sage Federal Credit Union is a federally chartered credit union in Klamath Falls, Oregon, with $385 million in assets and 26,046 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.10%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as Klamath Public Employees Federal Credit Union, Pacific Crest Federal Credit Union, Forest Products Federal Credit Union.
- Total assets
- $385 million
- +5.2% in a year
- Members
- 26,046
- +2.6% in a year
- Net worth ratio
- 10.10%
- Peer median 11.65%
- Loans 60+ days late
- 0.86%
- Peer median 0.70%
- Loans outstanding
- $272 million
- +8.2% in a year
- Shares and deposits
- $343 million
- +5.0% in a year
- Branches
- 8
- 103 employees
- Opened
- 1936
- Federal charter
How Sage Federal Credit Union compares
NCUA groups credit unions by size; Sage Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 10.10% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.86%, is higher than the group median of 0.70%. Loans grew 8.2% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 16 of 47 credit unions headquartered in Oregon. See all Oregon credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $385 million | 26,046 | $272 million | 10.10% | 0.86% |
| Q1 2026 | $388 million | 25,905 | $263 million | 9.96% | 0.55% |
| Q4 2025 | $382 million | 25,784 | $259 million | 9.97% | 0.57% |
| Q3 2025 | $378 million | 25,609 | $259 million | 9.83% | 0.60% |
| Q2 2025 | $366 million | 25,383 | $251 million | 9.96% | 0.68% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 732,880 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 6 sites for Sage Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Washburn Branch (main office)
2972 Washburn Way, Klamath Falls, OR 97603 - Lakeview Branch
123 N G St, Lakeview, OR 97630 - Galpin Branch
6450 Galpin Ln, Klamath Falls, OR 97603 - Alturas Branch
1030 N Main St Ste 101, Alturas, CA 96101 - Christmas Valley Branch
57269 Park Rd, Christmas Valley, OR 97641 - Klamath Branch
3737 Shasta Way Ste B, Klamath Falls, OR 97603
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology