Charter 66707 · Kenosha, WI
Southern Lakes Credit Union
Southern Lakes Credit Union is a state-chartered credit union in Kenosha, Wisconsin, with $113 million in assets and 9,683 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.73%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $113 million
- +4.5% in a year
- Members
- 9,683
- -1.8% in a year
- Net worth ratio
- 9.73%
- Peer median 11.65%
- Loans 60+ days late
- 0.73%
- Peer median 0.70%
- Loans outstanding
- $67.2 million
- -6.3% in a year
- Shares and deposits
- $101 million
- +4.3% in a year
- Branches
- 3
- 37 employees
- Opened
- 1935
- Wisconsin charter
How Southern Lakes Credit Union compares
NCUA groups credit unions by size; Southern Lakes Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 9.73% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.73%, is about the same as the group median of 0.70%. Loans fell 6.3% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 48 of 98 credit unions headquartered in Wisconsin. See all Wisconsin credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $113 million | 9,683 | $67.2 million | 9.73% | 0.73% |
| Q1 2026 | $113 million | 9,683 | $69.0 million | 9.63% | 0.86% |
| Q4 2025 | $109 million | 9,519 | $70.9 million | 9.75% | 0.91% |
| Q3 2025 | $108 million | 9,683 | $71.0 million | 9.83% | 0.82% |
| Q2 2025 | $108 million | 9,857 | $71.7 million | 9.64% | 0.88% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 3.0 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 3 sites for Southern Lakes Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- 80th Street (main office)
3000 80Th St, Kenosha, WI 53142 - Elkhorn
17 N Washington St, Elkhorn, WI 53121 - 60th Street
5001 60Th St, Kenosha, WI 53144
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology