Charter 67959 · Lynn, MA
St. Jean's Credit Union
St. Jean's Credit Union is a state-chartered credit union in Lynn, Massachusetts, with $373 million in assets and 18,167 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.84%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $373 million
- -4.3% in a year
- Members
- 18,167
- -3.2% in a year
- Net worth ratio
- 9.84%
- Peer median 11.65%
- Loans 60+ days late
- 0.54%
- Peer median 0.70%
- Loans outstanding
- $257 million
- +0.8% in a year
- Shares and deposits
- $326 million
- -2.7% in a year
- Branches
- 5
- 65 employees
- Opened
- 1910
- Massachusetts charter
How St. Jean's Credit Union compares
NCUA groups credit unions by size; St. Jean's Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 9.84% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.54%, is lower than the group median of 0.70%. Loans grew 0.8% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 30 of 121 credit unions headquartered in Massachusetts. See all Massachusetts credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $373 million | 18,167 | $257 million | 9.84% | 0.54% |
| Q1 2026 | $377 million | 18,143 | $250 million | 9.64% | 0.22% |
| Q4 2025 | $379 million | 18,191 | $251 million | 9.54% | 0.54% |
| Q3 2025 | $378 million | 18,233 | $254 million | 9.51% | 0.38% |
| Q2 2025 | $389 million | 18,772 | $255 million | 9.11% | 0.37% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 250,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 5 sites for St. Jean's Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- branch-newburyport
155 State St, Newburyport, MA 01950 - branch-revere
171 Vfw Pkwy, Revere, MA 02151 - Main office-lynn (main office)
250 Maple St, Lynn, MA 01904 - branch-salem
370 Highland Ave, Salem, MA 01970 - branch-Seaport
336 Lafayette St, Salem, MA 01970
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology