Charter 18234 · West Chester, PA
Steamfitters Phila Federal Credit Union
Steamfitters Phila Federal Credit Union is a federally chartered credit union in West Chester, Pennsylvania, with $744 thousand in assets and 863 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 15.53%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $744 thousand
- -10.2% in a year
- Members
- 863
- -0.7% in a year
- Net worth ratio
- 15.53%
- Peer median 19.32%
- Loans 60+ days late
- 0.00%
- Peer median 0.66%
- Loans outstanding
- $592 thousand
- -18.8% in a year
- Shares and deposits
- $628 thousand
- -11.7% in a year
- Branches
- 0
- 1 employees
- Opened
- 1967
- Federal charter
How Steamfitters Phila Federal Credit Union compares
NCUA groups credit unions by size; Steamfitters Phila Federal Credit Union is in the group with under $2 million in assets (232 credit unions). Its net worth ratio of 15.53% is lower than that group's median of 19.32%, and its share of loans 60 or more days past due, 0.00%, is lower than the group median of 0.66%. Loans fell 18.8% over the year to Q2 2026, against a group median of a 7.3% fall.
By assets it ranks 262 of 269 credit unions headquartered in Pennsylvania. See all Pennsylvania credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $744 thousand | 863 | $592 thousand | 15.53% | 0.00% |
| Q1 2026 | $793 thousand | 866 | $638 thousand | 14.30% | 0.00% |
| Q4 2025 | $799 thousand | 868 | $617 thousand | 13.99% | 0.00% |
| Q3 2025 | $805 thousand | 868 | $674 thousand | 14.84% | 0.00% |
| Q2 2025 | $828 thousand | 869 | $729 thousand | 14.10% | 0.00% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 10,000 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 1 site for Steamfitters Phila Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- SPFCU (main office)
470 Douglas Dr, West Chester, PA 19380
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology