Charter 6187 · Meadville, PA
The One Federal Credit Union
The One Federal Credit Union is a federally chartered credit union in Meadville, Pennsylvania, with $139 million in assets and 12,414 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 8.74%, above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $139 million
- +8.2% in a year
- Members
- 12,414
- +3.1% in a year
- Net worth ratio
- 8.74%
- Peer median 11.65%
- Loans 60+ days late
- 0.38%
- Peer median 0.70%
- Loans outstanding
- $103 million
- +7.9% in a year
- Shares and deposits
- $126 million
- +8.4% in a year
- Branches
- 4
- 39 employees
- Opened
- 1949
- Federal charter
How The One Federal Credit Union compares
NCUA groups credit unions by size; The One Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 8.74% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.38%, is lower than the group median of 0.70%. Loans grew 7.9% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 63 of 269 credit unions headquartered in Pennsylvania. See all Pennsylvania credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $139 million | 12,414 | $103 million | 8.74% | 0.38% |
| Q1 2026 | $135 million | 12,276 | $101 million | 8.82% | 0.42% |
| Q4 2025 | $130 million | 12,090 | $101 million | 8.92% | 0.68% |
| Q3 2025 | $129 million | 12,113 | $99.1 million | 9.00% | 0.33% |
| Q2 2025 | $129 million | 12,041 | $95.0 million | 8.94% | 0.36% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 938,088 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 5 sites for The One Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- The ONE FCU - Main (main office)
300 Arch St, Meadville, PA 16335 - The ONE FCU - Sagertown
280 North St, Saegertown, PA 16433 - The ONE FCU - Cochranton
180 N Franklin St, Cochranton, PA 16314 - The ONE FCU - Park Ave
868 Park Ave, Meadville, PA 16335 - The ONE FCU - Conneaut Lake
10998 State Highway 18, Conneaut Lake, PA 16316
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology