Charter 3655 · Clarion, PA
Top Tier Federal Credit Union
Top Tier Federal Credit Union is a federally chartered credit union in Clarion, Pennsylvania, with $278 million in assets and 17,948 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.97%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $278 million
- +18.9% in a year
- Members
- 17,948
- +7.6% in a year
- Net worth ratio
- 9.97%
- Peer median 11.65%
- Loans 60+ days late
- 0.60%
- Peer median 0.70%
- Loans outstanding
- $201 million
- +9.2% in a year
- Shares and deposits
- $249 million
- +19.5% in a year
- Branches
- 5
- 52 employees
- Opened
- 1940
- Federal charter
How Top Tier Federal Credit Union compares
NCUA groups credit unions by size; Top Tier Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 9.97% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.60%, is lower than the group median of 0.70%. Loans grew 9.2% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 37 of 269 credit unions headquartered in Pennsylvania. See all Pennsylvania credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $278 million | 17,948 | $201 million | 9.97% | 0.60% |
| Q1 2026 | $268 million | 17,598 | $196 million | 9.98% | 0.61% |
| Q4 2025 | $254 million | 17,259 | $194 million | 10.14% | 0.51% |
| Q3 2025 | $243 million | 16,964 | $190 million | 10.40% | 0.59% |
| Q2 2025 | $233 million | 16,687 | $184 million | 10.41% | 0.31% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 859,473 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 5 sites for Top Tier Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Top Tier Federal Credit Union (main office)
144 Holiday Inn Rd, Clarion, PA 16214 - Top Tier Federal Credit Union Brookville Branch
204 Allegheny Blvd, Brookville, PA 15825 - Top Tier Federal Credit Union Cranberry Branch
6935 Us 322, Cranberry, PA 16319 - Top Tier Federal Credit Union Butler Branch
170 New Castle Rd, Butler, PA 16001 - Top Tier Federal Credit Union Hermitage Branch
2790 E State St, Hermitage, PA 16148
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology